📮 The Rock postcode: 2655

Storm Risk in The Rock, NSW: 2026 Assessment

The Rock, New South Wales· City of Wagga Wagga· 2655
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging windsUpdated 2 Apr 2026

Storm Risk Score

3.9/10

Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Trend
stable
Suburb
The Rock, NSW
Overall Risk
Medium
Postcode
2655
Highest high-risk exposure
13.5% of land (surface flood)

Storm Risk Analysis

The Rock, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for The Rock.

Severe thunderstorms affecting The Rock can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For The Rock property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for The Rock including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

The Rock sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 80.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in The Rock.

The Rock (postcode 2655) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (13.5% of land in high-risk zones), bushfire (9.4% of land in high-risk zones), riverine flood (9.1% of land in high-risk zones). Exposure is not uniform across The Rock — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionNot applicable
Storm Risk LevelNot applicable
Distance to Coast450 km

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a comprehensive bushfire plan that includes evacuation routes, designated safe areas, and communication strategies.

Est. cost: Low

Improve urban drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of localised flooding.

Est. cost: Medium

Implement a heatwave early warning system

Immediate

Establish a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Low

Promote water conservation measures

Long-term

Encourage residents to conserve water to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Support vulnerable populations during extreme weather events

Immediate

Provide assistance to elderly, disabled, and low-income residents during heatwaves, floods, and bushfires.

Est. cost: Medium

Council & Emergency Services

City of Wagga Wagga
Emergency Services

Data last updated: 2 April 2026

Explore The Rock Risk Reports

Frequently Asked Questions

Is The Rock prone to hailstorms?

Hail risk in The Rock depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in The Rock?

Under AS/NZS 1170.2, properties in The Rock are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in The Rock?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should The Rock property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of The Rock is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 13.5% of The Rock in high-risk zones for surface flood, with a further 78.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is The Rock Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Rock, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections