๐Ÿ“ฎ Theresa Park postcode: 2758

Flood Risk in Theresa Park, NSW: 2026 Assessment

Theresa Park, New South Walesยท Penrithยท 2758
Theresa Park faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Intense rainfall events can lead to riverine and flash flooding.Updated 30 May 2026

Flood Risk Score

6.5/10

Theresa Park faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Theresa Park faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Theresa Park, NSW
Overall Risk
Medium
Postcode
2570
Highest high-risk exposure
8.2% of land (surface flood)

Flood Risk Analysis

Theresa Park, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Theresa Park has experienced several significant flood events in the past.

Theresa Park faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Theresa Park sits within ClimateNest's suburb-level hazard model for flood risk. 4% of the suburb's land area is mapped in high-risk flood zones and 88.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Theresa Park.

Theresa Park (postcode 2570) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (8.2% of land in high-risk zones), bushfire (7.7% of land in high-risk zones), extreme wind (4.2% of land in high-risk zones). Exposure is not uniform across Theresa Park โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range20-40m
Flood Zone ClassificationAreas near the Hawkesbury River are designated as flood zones.

Historical Events

2022
Major

Major flooding along the Hawkesbury River impacted Theresa Park, causing widespread damage and evacuations.

2011
Moderate

Significant rainfall caused flash flooding in some parts of Theresa Park.

1990
Moderate

The Hawkesbury River experienced moderate flooding, impacting low-lying areas of Theresa Park.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties from riverine and flash flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation and creating fire breaks around properties.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a community heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Upgrade Building Codes

Long-term

Incorporate climate resilience measures into building codes, such as flood-resistant construction and energy-efficient design.

Est. cost: High

Community Awareness Programs

Near-term

Conduct community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 30 May 2026

Explore Theresa Park Risk Reports

Frequently Asked Questions

Is Theresa Park at risk of flooding?

Based on available data, Theresa Park has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Theresa Park?

Insurance costs for flood cover in Theresa Park depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Theresa Park?

Yes, flood risk can affect property values in Theresa Park. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Theresa Park?

Elevation is a critical factor in flood risk. Properties at higher elevations within Theresa Park typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Theresa Park is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 8.2% of Theresa Park in high-risk zones for surface flood, with a further 85% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Theresa Park Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Theresa Park, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections