Bushfire Risk in Thora, NSW: 2026 Assessment

Thora, New South Wales· UNKNOWN
Thora has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 1 May 2026

Bushfire Risk Score

7.0/10

Thora has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Thora has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Thora, NSW
Overall Risk
Medium
Postcode
2454
Highest high-risk exposure
12.9% of land (bushfire)

Bushfire Risk Analysis

Thora, New South Wales, has a thora has a high bushfire risk due to its location surrounded by bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check the NSW Rural Fire Service website for detailed bushfire-prone area maps.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Thora, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Thora including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Thora sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.9% of the suburb's land area is mapped in high-risk bushfire zones and 61.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Thora.

Thora (postcode 2454) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.9% of land in high-risk zones), surface flood (4.9% of land in high-risk zones), extreme wind (4.6% of land in high-risk zones). Exposure is not uniform across Thora — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas
BAL Overlay / ZoneAvailable from NSW RFS
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood barriers.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community-wide bushfire preparedness programs, including hazard reduction and evacuation planning.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Education

Long-term

Provide education and resources to residents on climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Bellingen Shire Council
Emergency Services

Data last updated: 1 May 2026

Explore Thora Risk Reports

Frequently Asked Questions

Is Thora in a bushfire prone area?

Parts of Thora may be designated as bushfire prone land. Based on available data, Thora has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Thora?

BAL ratings in Thora depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Thora?

Yes, properties in bushfire-prone parts of Thora may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Thora?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Thora is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.9% of Thora in high-risk zones for bushfire, with a further 61.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Thora Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Thora, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections