Is Thyra, NSW Climate Safe? 2026 Assessment

Thyra, New South Wales· Murray River
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Thyra faces a moderate risk of flooding, primarily from heavy rainfall events and riverine flooding. The flat terrain contributes to increased floodwater spread.
Bushfire
The risk of bushfire in Thyra is moderate due to surrounding grasslands and bushland. Hot, dry conditions during summer increase the likelihood of fire.
Heat
Thyra experiences high temperatures during summer, leading to potential heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2731
Highest high-risk exposure
12.7% of land (riverine flood)

Climate Safety Analysis

Thyra in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Thyra's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Thyra is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Thyra including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Thyra (postcode 2731) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (12.7% of land in high-risk zones), bushfire (10.1% of land in high-risk zones), surface flood (8% of land in high-risk zones). Exposure is not uniform across Thyra — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of bushland areas
BAL OverlayRFS bushfire prone area map available on council website.
Nearest WaterwayMurray River
Flood ZoneAreas adjacent to the Murray River are prone to flooding.
Avg January Max32.5 °C

Historical Events

2023
Major

Major flooding event impacted Thyra, causing significant property damage and displacement of residents.

2019
Moderate

A prolonged heatwave affected Thyra, with temperatures exceeding 40°C for several days.

2017
Moderate

Heavy rainfall caused moderate flooding in Thyra, leading to road closures and some property damage.

2010
Moderate

Moderate flooding occurred in Thyra due to heavy rainfall, impacting some properties and roads.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Raise Community Awareness

Near-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Strengthen Emergency Response

Immediate

Enhance emergency response capabilities to deal with floods, heatwaves, and bushfires.

Est. cost: Medium

Implement Water Sensitive Urban Design

Long-term

Incorporate water sensitive urban design principles in new developments to reduce stormwater runoff and improve water quality.

Est. cost: Medium

Council & Emergency Services

Murray River Council
Emergency Services

Data last updated: 31 May 2026

Explore Thyra Risk Reports

Frequently Asked Questions

Is Thyra safe from climate change?

No location in Australia is entirely immune to climate change impacts. Thyra has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Thyra?

The dominant hazard for Thyra depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Thyra compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Thyra?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Thyra?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Thyra.

What share of Thyra is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 12.7% of Thyra in high-risk zones for riverine flood, with a further 79.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Thyra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Thyra, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections