Is Tilligerry Creek, NSW Climate Safe? 2026 Assessment

Tilligerry Creek, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 24 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Tilligerry Creek faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity could exacerbate the risk.
Bushfire
The bushfire risk in Tilligerry Creek is relatively low due to the suburb's location and limited surrounding bushland. However, drier conditions could increase the risk.
Heat
Tilligerry Creek is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2319
Highest high-risk exposure
12.2% of land (surface flood)

Climate Safety Analysis

Tilligerry Creek in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tilligerry Creek's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tilligerry Creek is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tilligerry Creek including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tilligerry Creek (postcode 2319) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.2% of land in high-risk zones), bushfire (11.4% of land in high-risk zones), riverine flood (7.1% of land in high-risk zones). Exposure is not uniform across Tilligerry Creek — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km
BAL OverlaySome areas are designated as bushfire prone.
Nearest WaterwayTilligerry Creek
Flood ZoneCoastal floodplain
Avg January Max29 °C

Historical Events

2022
Major

Significant flooding event impacted the region, leading to evacuations and widespread damage.

2019
Moderate

Prolonged heatwave conditions led to increased heat stress and health concerns.

2017
Moderate

Severe storms caused flash flooding and power outages in the area.

2013
Minor

Bushfires in the surrounding region caused smoke haze and increased fire danger.

2007
Moderate

Major flooding event impacted the region, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement Heat Action Plan

Immediate

Develop a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach.

Est. cost: Low

Strengthen Coastal Defenses

Long-term

Implement measures to protect coastal areas from erosion and storm surge, such as seawalls and beach nourishment.

Est. cost: High

Promote Heat-Resilient Building Designs

Near-term

Encourage the use of building materials and designs that reduce heat absorption and improve ventilation.

Est. cost: Medium

Community Awareness Programs

Immediate

Educate residents about climate risks and adaptation measures through workshops and online resources.

Est. cost: Low

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 24 May 2026

Explore Tilligerry Creek Risk Reports

Frequently Asked Questions

Is Tilligerry Creek safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tilligerry Creek has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tilligerry Creek?

The dominant hazard for Tilligerry Creek depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tilligerry Creek compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Tilligerry Creek?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tilligerry Creek?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tilligerry Creek.

What share of Tilligerry Creek is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.2% of Tilligerry Creek in high-risk zones for surface flood, with a further 62% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tilligerry Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tilligerry Creek, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections