Is Tiona, NSW Climate Safe? 2026 Assessment

Tiona, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 9 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Tiona faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.
Bushfire
The bushfire risk in Tiona is moderate due to the proximity of bushland areas. Hot, dry conditions during summer increase the likelihood of bushfires.
Heat
Tiona is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2428
Highest high-risk exposure
19.5% of land (bushfire)

Climate Safety Analysis

Tiona in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tiona's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tiona is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tiona including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tiona (postcode 2428) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.5% of land in high-risk zones), surface flood (11.1% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones). Exposure is not uniform across Tiona — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves.
BAL OverlayRefer to NSW RFS for bushfire prone area mapping.
Nearest WaterwayWallis Lake
Flood ZoneAreas near Wallis Lake are susceptible to flooding.
Avg January Max30.5 °C

Historical Events

2022
Major

Significant flooding event impacted Tiona and surrounding areas, causing widespread damage.

2020
Moderate

A prolonged heatwave resulted in heat stress and health concerns for vulnerable residents.

2019
Moderate

Bushfires impacted areas near Tiona, leading to evacuations and property damage.

2013
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Tiona.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement Bushfire Management Plans

Immediate

Develop and implement bushfire management plans to reduce the risk of bushfires impacting residential areas.

Est. cost: Low

Develop Heatwave Response Strategies

Near-term

Establish heatwave early warning systems and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Protect Coastal Areas

Long-term

Implement coastal protection measures to reduce the impact of sea level rise and coastal erosion.

Est. cost: High

Community Awareness Programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 9 May 2026

Explore Tiona Risk Reports

Frequently Asked Questions

Is Tiona safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tiona has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tiona?

The dominant hazard for Tiona depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tiona compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Tiona?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tiona?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tiona.

What share of Tiona is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.5% of Tiona in high-risk zones for bushfire, with a further 72.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tiona Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tiona, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections