๐Ÿ“ฎ Tolland postcode: 2650

Flood Risk in Tolland, NSW: 2026 Assessment

Tolland, New South Walesยท City of Wagga Waggaยท 2650
Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.Updated 28 May 2026

Flood Risk Score

4.5/10

Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.

Key Facts

Flood Risk
Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.
Trend
increasing
Suburb
Tolland, NSW
Overall Risk
Medium
Postcode
2650
Highest high-risk exposure
16% of land (bushfire)

Flood Risk Analysis

Tolland, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Areas near the creek are more susceptible to flash flooding.

Tolland faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from local waterways. The risk is expected to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tolland sits within ClimateNest's suburb-level hazard model for flood risk. 9.6% of the suburb's land area is mapped in high-risk flood zones and 83.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tolland.

Tolland (postcode 2650) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16% of land in high-risk zones), surface flood (10.1% of land in high-risk zones), riverine flood (9.6% of land in high-risk zones). Exposure is not uniform across Tolland โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range180-200m
Flood Zone ClassificationMedium

Historical Events

2012
Moderate

Significant flooding occurred in Wagga Wagga, impacting Tolland with property damage and road closures.

2006
Moderate

Extensive flooding in the Riverina region affected Tolland, causing disruption to residents and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs on bushfire safety and property maintenance to reduce fire risk.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during periods of drought and heat.

Est. cost: Low

Council & Emergency Services

City of Wagga Wagga
Emergency Services

Data last updated: 28 May 2026

Explore Tolland Risk Reports

Frequently Asked Questions

Is Tolland at risk of flooding?

Based on available data, Tolland has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tolland?

Insurance costs for flood cover in Tolland depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tolland?

Yes, flood risk can affect property values in Tolland. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tolland?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tolland typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tolland is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16% of Tolland in high-risk zones for bushfire, with a further 60.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tolland Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tolland, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections