Is Tomakin, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.8/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Tomakin faces a moderate risk of flooding due to its proximity to the Tomakin River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.
- Bushfire
- Tomakin is located in a bushfire-prone area. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.
- Heat
- Tomakin experiences moderate heat risk. Average temperatures are expected to rise, leading to more frequent and intense heatwaves.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2537
- Highest high-risk exposure
- 13% of land (bushfire)
Climate Safety Analysis
Tomakin in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Tomakin's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Tomakin is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Tomakin including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Tomakin (postcode 2537) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13% of land in high-risk zones), extreme wind (5.4% of land in high-risk zones), riverine flood (4.7% of land in high-risk zones). Exposure is not uniform across Tomakin — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Heavy rainfall led to flooding in low-lying areas of Tomakin, impacting some homes and businesses.
The Black Summer bushfires impacted the region surrounding Tomakin, causing significant smoke haze and some property damage.
A storm surge caused minor coastal erosion and inundation in Tomakin.
A bushfire near Tomakin threatened properties and required the evacuation of some residents.
Heavy rainfall caused the Tomakin River to flood, inundating low-lying areas and disrupting traffic.
Adaptation & Mitigation Actions
Develop a household emergency plan
ImmediateCreate a plan that outlines what to do in the event of a flood, bushfire, or other emergency. Include evacuation routes, emergency contacts, and a list of essential items to take with you.
Est. cost: Low
Improve property resilience to flooding
Near-termConsider raising the floor level of your home, installing flood barriers, and improving drainage to reduce the risk of flood damage.
Est. cost: Medium
Reduce bushfire risk around your home
Near-termClear vegetation around your home, maintain firebreaks, and install a sprinkler system to reduce the risk of bushfire damage.
Est. cost: Medium
Install energy-efficient appliances and insulation
Long-termReduce your energy consumption and lower your carbon footprint by installing energy-efficient appliances and improving insulation in your home.
Est. cost: Medium
Support local climate action initiatives
Long-termParticipate in community efforts to reduce greenhouse gas emissions and adapt to the impacts of climate change.
Est. cost: Low
Council & Emergency Services
Explore Tomakin Risk Reports
View other climate risk assessments for Tomakin:
Frequently Asked Questions
Is Tomakin safe from climate change?
No location in Australia is entirely immune to climate change impacts. Tomakin has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Tomakin?
The dominant hazard for Tomakin depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Tomakin compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Tomakin?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Tomakin?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tomakin.
What share of Tomakin is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 13% of Tomakin in high-risk zones for bushfire, with a further 80.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Tomakin Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Tomakin, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections