Flood Risk in Tombong, NSW: 2026 Assessment

Tombong, New South Wales· UNKNOWN
Tombong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 2 May 2026

Flood Risk Score

6.5/10

Tombong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Tombong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Tombong, NSW
Overall Risk
High
Postcode
2633
Highest high-risk exposure
19.3% of land (bushfire)

Flood Risk Analysis

Tombong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council may have specific flood studies available.

Tombong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tombong sits within ClimateNest's suburb-level hazard model for flood risk. 9.1% of the suburb's land area is mapped in high-risk flood zones and 84% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tombong.

Tombong (postcode 2633) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.3% of land in high-risk zones), surface flood (10.7% of land in high-risk zones), riverine flood (9.1% of land in high-risk zones). Exposure is not uniform across Tombong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and streams
Elevation RangeVariable, some low-lying areas
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2022
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting traffic and affecting homes.

2020
Minor

Localized flooding due to intense rainfall events.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your home in the event of a bushfire. Clear vegetation around your property and ensure you have adequate firebreaks.

Est. cost: Low

Improve Home Insulation

Near-term

Proper insulation can help keep your home cool during heatwaves and reduce energy consumption. Consider installing reflective roofing materials.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Collect rainwater to reduce your reliance on mains water and help manage stormwater runoff. This can also provide a backup water supply during droughts.

Est. cost: Medium

Support Local Emergency Services

Long-term

Volunteer with the local Rural Fire Service or State Emergency Service to help your community prepare for and respond to climate-related disasters.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 2 May 2026

Explore Tombong Risk Reports

Frequently Asked Questions

Is Tombong at risk of flooding?

Based on available data, Tombong has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tombong?

Insurance costs for flood cover in Tombong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tombong?

Yes, flood risk can affect property values in Tombong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tombong?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tombong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tombong is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.3% of Tombong in high-risk zones for bushfire, with a further 68.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tombong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tombong, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections