Climate Risk Profile: Tomewin, NSW

Tomewin, New South Wales
Medium Risk
Updated May 2026

Tomewin faces moderate climate risks, particularly from bushfires and flooding. Climate change is expected to increase the severity and frequency of these events. Residents should prepare for potential impacts and take steps to adapt.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
5.0

Climate Hazard Breakdown for Tomewin

increasing

Flood

60/100

Tomewin faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

70/100

Tomewin has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate bushfire risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

40/100

Tomewin experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
increasing

Coastal

50/100

Tomewin faces a moderate coastal risk due to potential sea level rise and coastal erosion. The risk is expected to increase with climate change.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Tomewin

Detailed Hazard Analysis

heat Risk

40/100

Tomewin experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Tomewin faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

50/100

Tomewin faces a moderate coastal risk due to potential sea level rise and coastal erosion. The risk is expected to increase with climate change.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

70/100

Tomewin has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate bushfire risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Increased fuel load

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the elevated risk of bushfires and flooding.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to climate risks.
  • 3.Obtain insurance quotes and understand coverage.
  • 4.Develop a bushfire survival plan.
  • 5.Consider energy efficiency and water conservation measures.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Tweed River
Elevation Range
5-20 meters
Flood Zone
Low to Moderate

Historical flood data indicates that some areas of Tomewin are susceptible to inundation during heavy rainfall events. Council flood maps provide detailed information on flood risk zones.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

Tomewin is designated as a bushfire-prone area, requiring properties to adhere to specific building standards and vegetation management practices.

Heat Evidence

Avg January Max Temp
29.5°C
Heat Stress Days/Year
3 days

Average maximum temperatures in January are increasing, leading to more frequent heat stress events. Vulnerable populations are at higher risk during these periods.

Coastal Evidence

Distance to Coast
5 km
Sea Level Rise Exposure
Low
Erosion Risk
Low

Historical Climate Events

2017
floodModerate

Heavy rainfall caused flash flooding in parts of Tomewin, leading to road closures and property damage.

Source
2019
bushfireModerate

Bushfires in the region caused smoke haze and elevated fire danger in Tomewin.

Source
2020
heatwaveModerate

A prolonged heatwave resulted in increased demand for electricity and put strain on vulnerable residents.

Source
2022
floodMajor

Significant flooding event impacted the region, causing widespread damage and displacement.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood606.2(+0.2)6.8(+0.8)
bushfire707.4(+0.4)8.5(+1.5)
heat404.1(+0.1)4.6(+0.6)
coastal505.2(+0.2)5.5(+0.5)

Under a moderate emissions scenario, Tomewin is projected to experience a slight increase in overall climate risk by 2030, with bushfire risk increasing more significantly than other hazards.

CSIRO Climate Projections

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire, including designated meeting points and emergency supplies.

Est. cost: Low

Learn more

Improve Home Energy Efficiency

Near-term

Install insulation, energy-efficient appliances, and solar panels to reduce energy consumption and lower your carbon footprint.

Est. cost: Medium

Learn more

Upgrade Drainage Infrastructure

Near-term

Invest in improved drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: High

Learn more

Plant Native Trees and Vegetation

Long-term

Planting native trees and vegetation can help to reduce the urban heat island effect and improve air quality.

Est. cost: Low

Learn more

Install Rainwater Tanks

Near-term

Install rainwater tanks to capture and store rainwater for use in gardens and toilets, reducing reliance on mains water supply.

Est. cost: Medium

Learn more

About Tomewin's Climate Risk Profile

Tomewin, located in New South Wales, is exposed to a range of climate-related risks. The primary concerns are bushfires, flooding, heatwaves, and coastal hazards. These risks are projected to intensify due to climate change, posing challenges to the community and local infrastructure.

Bushfire risk is significant due to the suburb's proximity to bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires, threatening homes and livelihoods. Residents should maintain firebreaks and have evacuation plans in place.

Flooding is another concern, with potential for both riverine and flash flooding. Increased rainfall intensity can overwhelm drainage systems and inundate properties. Coastal risks include sea level rise and coastal erosion, which could impact low-lying areas.

Heatwaves are becoming more frequent and severe, posing health risks to vulnerable populations, such as the elderly and those with chronic illnesses. It is important to stay hydrated and seek shelter during extreme heat events.

Adapting to these climate risks requires a multi-faceted approach, including improved infrastructure, community awareness programs, and individual preparedness measures. By taking proactive steps, Tomewin can build resilience and protect its residents from the impacts of climate change.

Data sources: BOM · CSIRO · NSW RFS · Tweed Shire Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Tomewin?

Tomewin is primarily at risk from bushfires, flooding, and heatwaves, all of which are expected to worsen with climate change.

How can I prepare my home for a bushfire?

Clear vegetation around your home, maintain firebreaks, and develop a bushfire survival plan. Ensure you have adequate insurance coverage.

What should I do during a heatwave?

Stay hydrated, seek shelter in air-conditioned environments, and check on vulnerable neighbors and family members.

Where can I find information on local flood risks?

Consult the Tweed Shire Council's flood maps and emergency management resources for detailed information on flood risk zones and evacuation procedures.

How is the local council addressing climate change?

The Tweed Shire Council is developing and implementing climate adaptation strategies to reduce the community's vulnerability to climate risks. Check their website for more information.

Will climate change affect my property value in Tomewin?

Potentially, yes. Properties in high-risk areas may experience a decrease in value due to increased insurance premiums and potential damage from climate-related events.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections