๐Ÿ“ฎ Tomingley postcode: 2867

Flood Risk in Tomingley, NSW: 2026 Assessment

Tomingley, New South Walesยท UNKNOWNยท 2867
Tomingley faces a moderate risk of flooding, primarily from heavy rainfall events that can cause local waterways to overflow. The risk is influenced by the area's topography and drainage systems.Updated 23 May 2026

Flood Risk Score

4.0/10

Tomingley faces a moderate risk of flooding, primarily from heavy rainfall events that can cause local waterways to overflow. The risk is influenced by the area's topography and drainage systems.

Key Facts

Flood Risk
Tomingley faces a moderate risk of flooding, primarily from heavy rainfall events that can cause local waterways to overflow. The risk is influenced by the area's topography and drainage systems.
Trend
increasing
Suburb
Tomingley, NSW
Overall Risk
Medium
Postcode
2869
Highest high-risk exposure
15.5% of land (bushfire)

Flood Risk Analysis

Tomingley, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local drainage infrastructure may be inadequate to handle extreme rainfall events.

Tomingley faces a moderate risk of flooding, primarily from heavy rainfall events that can cause local waterways to overflow. The risk is influenced by the area's topography and drainage systems.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tomingley sits within ClimateNest's suburb-level hazard model for flood risk. 13.4% of the suburb's land area is mapped in high-risk flood zones and 59.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tomingley.

Tomingley (postcode 2869) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.5% of land in high-risk zones), riverine flood (13.4% of land in high-risk zones), surface flood (9.2% of land in high-risk zones). Exposure is not uniform across Tomingley โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTomingley Creek
Elevation Range250-270m
Flood Zone ClassificationUnknown

Historical Events

2010
Moderate

Heavy rainfall caused localized flooding in Tomingley, affecting some residential areas.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Preparedness Programs

Immediate

Implement community-based bushfire preparedness programs to educate residents on risk reduction and evacuation procedures.

Est. cost: Low

Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Water Conservation Measures

Long-term

Promote water conservation measures to address drought risks and ensure sustainable water resources.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 23 May 2026

Explore Tomingley Risk Reports

Frequently Asked Questions

Is Tomingley at risk of flooding?

Based on available data, Tomingley has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tomingley?

Insurance costs for flood cover in Tomingley depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tomingley?

Yes, flood risk can affect property values in Tomingley. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tomingley?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tomingley typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tomingley is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.5% of Tomingley in high-risk zones for bushfire, with a further 59.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tomingley Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tomingley, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections