Is Tooma, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Tooma faces a moderate risk of flooding, primarily from the Tooma River. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
- Bushfire
- Tooma has a high bushfire risk due to its proximity to heavily forested areas. Drier conditions and higher temperatures are expected to exacerbate this risk.
- Heat
- Tooma experiences moderate heat risk, with increasing average temperatures projected. This could lead to more frequent heatwaves and heat stress, especially for vulnerable populations.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2642
- Highest high-risk exposure
- 9.8% of land (bushfire)
Climate Safety Analysis
Tooma in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Tooma's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Tooma is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Tooma including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Tooma (postcode 2642) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.8% of land in high-risk zones), riverine flood (8.4% of land in high-risk zones), surface flood (6.7% of land in high-risk zones). Exposure is not uniform across Tooma — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
The Dunns Road fire impacted the region surrounding Tooma, causing significant damage to forests and properties.
Heavy rainfall caused the Tooma River to flood, inundating low-lying areas and disrupting transportation.
A prolonged heatwave resulted in high temperatures and increased demand for emergency services.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to reduce the risk of flooding from the Tooma River.
Est. cost: Medium
Enhance Bushfire Preparedness
ImmediateImplement fuel reduction programs, improve firebreaks, and educate residents about bushfire safety.
Est. cost: Medium
Promote Water Conservation
Long-termEncourage water-efficient practices and invest in water storage infrastructure to address potential water shortages.
Est. cost: Medium
Develop Heat Action Plan
Near-termEstablish cooling centers and provide support to vulnerable populations during heatwaves.
Est. cost: Low
Council & Emergency Services
Explore Tooma Risk Reports
View other climate risk assessments for Tooma:
Frequently Asked Questions
Is Tooma safe from climate change?
No location in Australia is entirely immune to climate change impacts. Tooma has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Tooma?
The dominant hazard for Tooma depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Tooma compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Tooma?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Tooma?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tooma.
What share of Tooma is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 9.8% of Tooma in high-risk zones for bushfire, with a further 66.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Tooma Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections