Flood Risk in Toongi, NSW: 2026 Assessment

Toongi, New South Wales· UNKNOWN
Toongi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.Updated 6 May 2026

Flood Risk Score

4.2/10

Toongi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
Toongi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
Toongi, NSW
Overall Risk
Medium
Postcode
2830
Highest high-risk exposure
23.8% of land (bushfire)

Flood Risk Analysis

Toongi, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and drainage systems may be overwhelmed during heavy rainfall events.

Toongi faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Toongi sits within ClimateNest's suburb-level hazard model for flood risk. 11% of the suburb's land area is mapped in high-risk flood zones and 70.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toongi.

Toongi (postcode 2830) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (23.8% of land in high-risk zones), riverine flood (11% of land in high-risk zones), extreme wind (5.2% of land in high-risk zones). Exposure is not uniform across Toongi — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range250-300m
Flood Zone ClassificationLow to Moderate

Historical Events

2010
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting traffic and damaging property.

Adaptation & Mitigation Actions

Develop a community emergency plan

Immediate

Create a plan that outlines steps to take before, during, and after a bushfire, flood, or heatwave.

Est. cost: Low

Improve building standards for bushfire resistance

Near-term

Ensure new buildings are constructed to withstand bushfires and retrofit existing buildings where possible.

Est. cost: Medium

Implement heatwave early warning systems

Near-term

Develop a system to alert residents of impending heatwaves and provide advice on how to stay safe.

Est. cost: Low

Invest in flood mitigation infrastructure

Long-term

Improve drainage systems and build levees to protect properties from flooding.

Est. cost: High

Council & Emergency Services

Dubbo Regional Council
Emergency Services

Data last updated: 6 May 2026

Explore Toongi Risk Reports

Frequently Asked Questions

Is Toongi at risk of flooding?

Based on available data, Toongi has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Toongi?

Insurance costs for flood cover in Toongi depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Toongi?

Yes, flood risk can affect property values in Toongi. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Toongi?

Elevation is a critical factor in flood risk. Properties at higher elevations within Toongi typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Toongi is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23.8% of Toongi in high-risk zones for bushfire, with a further 67.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Toongi Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toongi, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections