📮 Toormina postcode: 2452

Bushfire Risk in Toormina, NSW: 2026 Assessment

Toormina, New South Wales· UNKNOWN· 2452
Toormina has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 1 Apr 2026

Bushfire Risk Score

4.0/10

Toormina has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Toormina has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Toormina, NSW
Overall Risk
Medium
Postcode
2452
Highest high-risk exposure
6.1% of land (bushfire)

Bushfire Risk Analysis

Toormina, New South Wales, has a toormina has a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties adjacent to bushland are at higher risk. Residents should maintain fire breaks and have a bushfire survival plan.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Toormina, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Toormina including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Toormina sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.1% of the suburb's land area is mapped in high-risk bushfire zones and 68.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toormina.

Toormina (postcode 2452) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (6.1% of land in high-risk zones), riverine flood (4.6% of land in high-risk zones), surface flood (3.5% of land in high-risk zones). Exposure is not uniform across Toormina — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and prompted evacuation warnings for some residents.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect properties from flooding, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including fuel reduction and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Coastal Management Strategy

Long-term

Develop a long-term coastal management strategy to address the impacts of sea level rise and coastal erosion.

Est. cost: High

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 1 April 2026

Explore Toormina Risk Reports

Frequently Asked Questions

Is Toormina in a bushfire prone area?

Parts of Toormina may be designated as bushfire prone land. Based on available data, Toormina has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Toormina?

BAL ratings in Toormina depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Toormina?

Yes, properties in bushfire-prone parts of Toormina may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Toormina?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Toormina is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 6.1% of Toormina in high-risk zones for bushfire, with a further 68.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Toormina Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toormina, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections