Bushfire Risk in Toothdale, NSW: 2026 Assessment

Toothdale, New South Wales· UNKNOWN
Toothdale has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires. Climate change is projected to exacerbate these conditions, leading to a higher risk.Updated 1 May 2026

Bushfire Risk Score

4.0/10

Toothdale has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires. Climate change is projected to exacerbate these conditions, leading to a higher risk.

Key Facts

Bushfire Risk
Toothdale has a moderate bushfire risk due to the presence of nearby bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires. Climate change is projected to exacerbate these conditions, leading to a higher risk.
Trend
increasing
Suburb
Toothdale, NSW
Overall Risk
Medium
Postcode
2550
Highest high-risk exposure
6.8% of land (riverine flood)

Bushfire Risk Analysis

Toothdale, New South Wales, has a toothdale has a moderate bushfire risk due to the presence of nearby bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. climate change is projected to exacerbate these conditions, leading to a higher risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Prepare a bushfire survival plan and maintain your property.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Toothdale, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Toothdale including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Toothdale sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.3% of the suburb's land area is mapped in high-risk bushfire zones and 70.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toothdale.

Toothdale (postcode 2550) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (6.8% of land in high-risk zones), surface flood (6.6% of land in high-risk zones), bushfire (6.3% of land in high-risk zones). Exposure is not uniform across Toothdale — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandVariable, depending on location within the suburb
BAL Overlay / ZoneCheck NSW RFS website for bushfire prone areas
Bushfire Prone AreaYes

Historical Events

2020
Major

Widespread bushfires affected the region, causing significant damage and evacuations.

2013
Moderate

Bushfires in nearby areas caused smoke haze and increased fire danger.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: High

Bushfire hazard reduction

Immediate

Implement regular bushfire hazard reduction programs to reduce fuel loads.

Est. cost: Medium

Heatwave early warning system

Near-term

Develop and implement a heatwave early warning system to protect vulnerable populations.

Est. cost: Low

Community education programs

Long-term

Conduct community education programs to raise awareness of climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 1 May 2026

Explore Toothdale Risk Reports

Frequently Asked Questions

Is Toothdale in a bushfire prone area?

Parts of Toothdale may be designated as bushfire prone land. Based on available data, Toothdale has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Toothdale?

BAL ratings in Toothdale depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Toothdale?

Yes, properties in bushfire-prone parts of Toothdale may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Toothdale?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Toothdale is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 6.8% of Toothdale in high-risk zones for riverine flood, with a further 83.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Toothdale Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toothdale, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections