Climate Risk in Tootool, NSW

Tootool, New South Wales
High Risk
Updated May 2026

Tootool, NSW, faces significant climate risks, particularly from bushfires and flooding. Heatwaves are also a growing concern. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

72/100
High

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
8.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Tootool

increasing

Flood

65/100

Tootool faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow patterns
increasing

Bushfire

80/100

Tootool has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate this risk.

Key drivers:

  • ·Higher temperatures
  • ·Drier vegetation
increasing

Heat

60/100

Tootool is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Tootool is not directly exposed to coastal risks.

stable

Wind

40/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

55/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

30/100

Moderate social stability — mixed urban density

increasing

Energy

50/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Tootool

Detailed Hazard Analysis

heat Risk

60/100

Tootool is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

6.8

2050

7.5

Data source

flood Risk

65/100

Tootool faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow patterns

Projections (RCP8.5)

2030

7.0

2050

7.8

Data source

coastal Risk

10/100

Tootool is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

80/100

Tootool has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to exacerbate this risk.

Primary Drivers

  • ·Higher temperatures
  • ·Drier vegetation
  • ·Increased frequency of extreme weather events

Projections (RCP8.5)

2030

8.5

2050

9.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the elevated risk of bushfires and flooding.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
200-250m
Flood Zone
Low to Moderate Risk

Local creeks and drainage systems may be inadequate during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bushfire Prone Area
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
300 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2019
bushfireMajor

Severe bushfires impacted the region, causing property damage and evacuations.

Source
2017
floodModerate

Heavy rainfall caused flash flooding in low-lying areas.

Source
2013
heatwaveModerate

A prolonged heatwave resulted in heat stress and health concerns.

Source
2022
floodMajor

Significant flooding event impacted the region, leading to road closures and property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood656.8(+0.3)7.2(+0.7)
bushfire808.4(+0.4)8.9(+0.9)
heat606.6(+0.6)7.5(+1.5)
coastal101.01.0

By 2030, Tootool is projected to experience a notable increase in heatwave frequency and intensity, along with a heightened risk of bushfires due to drier conditions. Flooding risk will also increase due to more intense rainfall events.

CSIRO Climate Projections

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire. This should include evacuation routes, emergency contacts, and a list of essential items.

Est. cost: Low

Learn more

Improve Home Cooling

Near-term

Install air conditioning or fans to help stay cool during heatwaves. Ensure adequate insulation to reduce heat gain.

Est. cost: Medium

Learn more

Upgrade Drainage Systems

Near-term

Improve local drainage systems to reduce the risk of flash flooding. This may involve installing larger pipes or creating detention basins.

Est. cost: High

Learn more

Harden Homes Against Bushfire

Long-term

Retrofit homes with ember guards, fire-resistant materials, and a well-maintained garden to reduce bushfire risk.

Est. cost: High

Learn more

About Tootool's Climate Risk Profile

Tootool is a rural locality in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks are bushfires, flooding, and heatwaves. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks in the coming decades.

Bushfire risk is high due to the surrounding bushland. Drier conditions and more frequent heatwaves increase the likelihood of severe bushfire seasons. Residents should maintain their properties and have bushfire survival plans in place.

Flooding is another significant concern, with potential for both riverine and flash flooding. Increased rainfall intensity can overwhelm local drainage systems. Understanding local flood risks and having an evacuation plan is crucial.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations, especially the elderly and those with pre-existing conditions. Staying hydrated and having access to cooling are important during heatwaves.

While coastal risks are minimal, the overall climate risk profile for Tootool is high, requiring proactive adaptation measures to protect the community and its assets.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tootool?

The main climate change risks in Tootool are bushfires, flooding, and heatwaves. These risks are expected to increase in the coming decades due to rising temperatures and changes in rainfall patterns.

How can I prepare my home for a bushfire?

You can prepare your home for a bushfire by clearing vegetation around your property, installing ember guards, and having a bushfire survival plan in place.

What should I do during a heatwave?

During a heatwave, it is important to stay hydrated, stay cool, and avoid strenuous activity. Check on vulnerable neighbors and family members.

Where can I find information about local flood risks?

You can find information about local flood risks on the council's website or from the State Emergency Service.

Will climate change affect property values in Tootool?

Climate change may affect property values in Tootool, particularly in areas that are at high risk of bushfires or flooding. Properties in these areas may experience a decrease in value.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections