Bushfire Risk in Toronto, NSW: 2026 Assessment

Toronto, New South Wales· UNKNOWN
While not immediately surrounded by dense bushland, Toronto has some bushfire risk due to nearby vegetation and potential for ember attacks. Drier conditions and higher temperatures associated with climate change will increase the likelihood of bushfires.Updated 8 Mar 2026

Bushfire Risk Score

4.0/10

While not immediately surrounded by dense bushland, Toronto has some bushfire risk due to nearby vegetation and potential for ember attacks. Drier conditions and higher temperatures associated with climate change will increase the likelihood of bushfires.

Key Facts

Bushfire Risk
While not immediately surrounded by dense bushland, Toronto has some bushfire risk due to nearby vegetation and potential for ember attacks. Drier conditions and higher temperatures associated with climate change will increase the likelihood of bushfires.
Trend
increasing
Suburb
Toronto, NSW
Overall Risk
Medium
Postcode
2283
Highest high-risk exposure
12.4% of land (bushfire)

Bushfire Risk Analysis

Toronto, New South Wales, has a while not immediately surrounded by dense bushland, toronto has some bushfire risk due to nearby vegetation and potential for ember attacks. drier conditions and higher temperatures associated with climate change will increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check local council maps for specific bushfire prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Toronto, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Toronto including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Toronto sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.4% of the suburb's land area is mapped in high-risk bushfire zones and 63.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toronto.

Toronto (postcode 2283) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.4% of land in high-risk zones), extreme wind (4.8% of land in high-risk zones), riverine flood (3.6% of land in high-risk zones). Exposure is not uniform across Toronto — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 2km of some bushland areas.
BAL Overlay / ZoneSome areas may be subject to bushfire overlays.
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the region caused smoky conditions and some property damage in areas near Toronto. Firefighters battled blazes in nearby bushland.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Low

Protect coastal areas from erosion

Long-term

Implement measures to protect shorelines from erosion due to rising lake levels and storm surges, such as seawalls and beach nourishment.

Est. cost: High

Raise community awareness

Immediate

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Strengthen building codes

Near-term

Update building codes to ensure new construction is resilient to climate change impacts, such as flooding and heatwaves.

Est. cost: Medium

Council & Emergency Services

Lake Macquarie City Council
Emergency Services

Data last updated: 8 March 2026

Explore Toronto Risk Reports

Frequently Asked Questions

Is Toronto in a bushfire prone area?

Parts of Toronto may be designated as bushfire prone land. Based on available data, Toronto has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Toronto?

BAL ratings in Toronto depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Toronto?

Yes, properties in bushfire-prone parts of Toronto may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Toronto?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Toronto is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.4% of Toronto in high-risk zones for bushfire, with a further 63.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Toronto Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toronto, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections