Flood Risk in Totnes Valley, NSW: 2026 Assessment

Totnes Valley, New South Wales· UNKNOWN
Flooding can occur from heavy rainfall and overflowing waterways. Properties close to creeks or low-lying areas are most vulnerable.Updated 23 May 2026

Flood Risk Score

6.0/10

Flooding can occur from heavy rainfall and overflowing waterways. Properties close to creeks or low-lying areas are most vulnerable.

Key Facts

Flood Risk
Flooding can occur from heavy rainfall and overflowing waterways. Properties close to creeks or low-lying areas are most vulnerable.
Trend
increasing
Suburb
Totnes Valley, NSW
Overall Risk
Medium
Postcode
2850
Highest high-risk exposure
12.9% of land (bushfire)

Flood Risk Analysis

Totnes Valley, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks may overflow during heavy rainfall events.

Flooding can occur from heavy rainfall and overflowing waterways. Properties close to creeks or low-lying areas are most vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Totnes Valley sits within ClimateNest's suburb-level hazard model for flood risk. 6.3% of the suburb's land area is mapped in high-risk flood zones and 78% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Totnes Valley.

Totnes Valley (postcode 2850) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.9% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones), surface flood (5.3% of land in high-risk zones). Exposure is not uniform across Totnes Valley — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range150-200m
Flood Zone ClassificationPotentially affected areas near creek

Historical Events

2020
Moderate

Heavy rainfall caused flooding in low-lying areas, affecting local roads and properties.

2011
Minor

Localized flooding occurred after a period of intense rainfall, affecting some residential areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood levees to protect properties from rising floodwaters.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community bushfire education programs and assist residents with property clearing and firebreaks.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents, including cooling centers and public awareness campaigns.

Est. cost: Low

Sustainable Land Use Planning

Long-term

Incorporate climate change considerations into land use planning decisions to minimize risks from future development.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 23 May 2026

Explore Totnes Valley Risk Reports

Frequently Asked Questions

Is Totnes Valley at risk of flooding?

Based on available data, Totnes Valley has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Totnes Valley?

Insurance costs for flood cover in Totnes Valley depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Totnes Valley?

Yes, flood risk can affect property values in Totnes Valley. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Totnes Valley?

Elevation is a critical factor in flood risk. Properties at higher elevations within Totnes Valley typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Totnes Valley is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.9% of Totnes Valley in high-risk zones for bushfire, with a further 63.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Totnes Valley Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Totnes Valley, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections