Flood Risk in Tubbamurra, NSW: 2026 Assessment
Flood Risk Score
6.5/10Tubbamurra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Key Facts
- Flood Risk
- Tubbamurra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Trend
- increasing
- Suburb
- Tubbamurra, NSW
- Overall Risk
- High
- Postcode
- 2365
- Highest high-risk exposure
- 19.5% of land (bushfire)
Flood Risk Analysis
Tubbamurra, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Local council has identified areas at risk of flash flooding.
Tubbamurra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Tubbamurra sits within ClimateNest's suburb-level hazard model for flood risk. 4.4% of the suburb's land area is mapped in high-risk flood zones and 82.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tubbamurra.
Tubbamurra (postcode 2365) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.5% of land in high-risk zones), surface flood (8.2% of land in high-risk zones), riverine flood (4.4% of land in high-risk zones). Exposure is not uniform across Tubbamurra — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Heavy rainfall caused localized flooding in low-lying areas.
Adaptation & Mitigation Actions
Develop a community bushfire protection plan
ImmediateCreate a plan to reduce bushfire risk, including clearing vegetation, establishing firebreaks, and conducting community education programs.
Est. cost: Medium
Upgrade drainage infrastructure
Near-termImprove drainage systems to reduce the risk of flooding during heavy rainfall events.
Est. cost: High
Implement a heatwave response plan
ImmediateDevelop a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public health information.
Est. cost: Low
Promote water conservation
Long-termEncourage residents to conserve water through rainwater harvesting, efficient irrigation, and other water-saving measures.
Est. cost: Low
Council & Emergency Services
Explore Tubbamurra Risk Reports
View other climate risk assessments for Tubbamurra:
Frequently Asked Questions
Is Tubbamurra at risk of flooding?
Based on available data, Tubbamurra has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Tubbamurra?
Insurance costs for flood cover in Tubbamurra depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Tubbamurra?
Yes, flood risk can affect property values in Tubbamurra. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Tubbamurra?
Elevation is a critical factor in flood risk. Properties at higher elevations within Tubbamurra typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of Tubbamurra is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 19.5% of Tubbamurra in high-risk zones for bushfire, with a further 54.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Tubbamurra Safe from Climate Risk?
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