๐Ÿ“ฎ Tumbarumba postcode: 2653

Flood Risk in Tumbarumba, NSW: 2026 Assessment

Tumbarumba, New South Walesยท Snowy Valleysยท 2653
Tumbarumba faces a moderate risk of flooding, primarily from heavy rainfall events and the Tumbarumba Creek. Localized flooding can disrupt transportation and damage property.Updated 27 May 2026

Flood Risk Score

4.5/10

Tumbarumba faces a moderate risk of flooding, primarily from heavy rainfall events and the Tumbarumba Creek. Localized flooding can disrupt transportation and damage property.

Key Facts

Flood Risk
Tumbarumba faces a moderate risk of flooding, primarily from heavy rainfall events and the Tumbarumba Creek. Localized flooding can disrupt transportation and damage property.
Trend
increasing
Suburb
Tumbarumba, NSW
Overall Risk
Medium
Postcode
2653
Highest high-risk exposure
15.7% of land (bushfire)

Flood Risk Analysis

Tumbarumba, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the creek. Council maintains drainage infrastructure, but upgrades may be needed to handle increased rainfall intensity.

Tumbarumba faces a moderate risk of flooding, primarily from heavy rainfall events and the Tumbarumba Creek. Localized flooding can disrupt transportation and damage property.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tumbarumba sits within ClimateNest's suburb-level hazard model for flood risk. 5.1% of the suburb's land area is mapped in high-risk flood zones and 72.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumbarumba.

Tumbarumba (postcode 2653) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.7% of land in high-risk zones), surface flood (7.6% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones). Exposure is not uniform across Tumbarumba โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTumbarumba Creek
Elevation Range600-800m
Flood Zone ClassificationAreas near Tumbarumba Creek

Historical Events

2016
Moderate

Heavy rainfall caused Tumbarumba Creek to flood, inundating low-lying areas and disrupting transportation.

Adaptation & Mitigation Actions

Improve bushfire preparedness

Immediate

Implement community education programs, maintain fire breaks, and develop evacuation plans.

Est. cost: Low

Upgrade flood mitigation infrastructure

Near-term

Improve drainage systems, construct levees, and implement early warning systems.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers, provide assistance to vulnerable populations, and promote water conservation.

Est. cost: Low

Promote sustainable land management practices

Long-term

Reduce deforestation, improve soil health, and implement water-wise farming techniques.

Est. cost: Medium

Council & Emergency Services

Snowy Valleys Council
Emergency Services

Data last updated: 27 May 2026

Explore Tumbarumba Risk Reports

Frequently Asked Questions

Is Tumbarumba at risk of flooding?

Based on available data, Tumbarumba has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tumbarumba?

Insurance costs for flood cover in Tumbarumba depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tumbarumba?

Yes, flood risk can affect property values in Tumbarumba. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tumbarumba?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tumbarumba typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tumbarumba is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.7% of Tumbarumba in high-risk zones for bushfire, with a further 63.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tumbarumba Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumbarumba, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections