📮 Tumbi Umbi postcode: 2261

Bushfire Risk in Tumbi Umbi, NSW: 2026 Assessment

Tumbi Umbi, New South Wales· Central Coast· 2261
Bushfire risk in Tumbi Umbi is moderate due to the proximity of bushland areas. Hot, dry conditions exacerbate the risk during bushfire season.Updated 30 May 2026

Bushfire Risk Score

4.0/10

Bushfire risk in Tumbi Umbi is moderate due to the proximity of bushland areas. Hot, dry conditions exacerbate the risk during bushfire season.

Key Facts

Bushfire Risk
Bushfire risk in Tumbi Umbi is moderate due to the proximity of bushland areas. Hot, dry conditions exacerbate the risk during bushfire season.
Trend
stable
Suburb
Tumbi Umbi, NSW
Overall Risk
Medium
Postcode
2261
Highest high-risk exposure
17.3% of land (bushfire)

Bushfire Risk Analysis

Tumbi Umbi, New South Wales, has a bushfire risk in tumbi umbi is moderate due to the proximity of bushland areas. hot, dry conditions exacerbate the risk during bushfire season. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western and southern edges of Tumbi Umbi border significant bushland areas, increasing the risk of bushfire spread during hot, dry conditions. Residents in these areas should maintain firebreaks and have a bushfire survival plan.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Tumbi Umbi, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Tumbi Umbi including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Tumbi Umbi sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.3% of the suburb's land area is mapped in high-risk bushfire zones and 62.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumbi Umbi.

Tumbi Umbi (postcode 2261) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.3% of land in high-risk zones), surface flood (10.2% of land in high-risk zones), extreme wind (4.4% of land in high-risk zones). Exposure is not uniform across Tumbi Umbi — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the region threatened properties in Tumbi Umbi, requiring evacuations and property protection measures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and stormwater management systems.

Est. cost: High

Enhance Heatwave Preparedness

Immediate

Develop and implement a heatwave management plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen Bushfire Resilience

Near-term

Implement bushfire mitigation measures, such as vegetation management, firebreaks, and community education programs.

Est. cost: Medium

Plan for Sea Level Rise

Long-term

Incorporate sea level rise projections into coastal planning policies and infrastructure development decisions.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce water demand and ensure water security during droughts.

Est. cost: Low

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 30 May 2026

Explore Tumbi Umbi Risk Reports

Frequently Asked Questions

Is Tumbi Umbi in a bushfire prone area?

Parts of Tumbi Umbi may be designated as bushfire prone land. Based on available data, Tumbi Umbi has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Tumbi Umbi?

BAL ratings in Tumbi Umbi depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Tumbi Umbi?

Yes, properties in bushfire-prone parts of Tumbi Umbi may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Tumbi Umbi?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Tumbi Umbi is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.3% of Tumbi Umbi in high-risk zones for bushfire, with a further 62.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tumbi Umbi Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumbi Umbi, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections