๐Ÿ“ฎ Tumblong postcode: 2726

Flood Risk in Tumblong, NSW: 2026 Assessment

Tumblong, New South Walesยท Cootamundra-Gundagai Regionalยท 2726
Tumblong faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.Updated 9 May 2026

Flood Risk Score

6.0/10

Tumblong faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

Key Facts

Flood Risk
Tumblong faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.
Trend
increasing
Suburb
Tumblong, NSW
Overall Risk
Medium
Postcode
2729
Highest high-risk exposure
18.5% of land (bushfire)

Flood Risk Analysis

Tumblong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that parts of Tumblong are susceptible to inundation during heavy rainfall events.

Tumblong faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tumblong sits within ClimateNest's suburb-level hazard model for flood risk. 5.1% of the suburb's land area is mapped in high-risk flood zones and 87.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumblong.

Tumblong (postcode 2729) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.5% of land in high-risk zones), surface flood (12.4% of land in high-risk zones), extreme wind (5.4% of land in high-risk zones). Exposure is not uniform across Tumblong โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTumblong Creek
Elevation Range250-300m
Flood Zone ClassificationModerate

Historical Events

2022
Moderate

Significant flooding impacted the region, causing road closures and property damage in Tumblong.

2012
Moderate

Heavy rainfall caused Tumblong Creek to flood, inundating low-lying areas and disrupting traffic.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in drainage infrastructure upgrades and construct flood levees to protect properties from inundation.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement vegetation management programs, conduct community education campaigns, and establish firebreaks to reduce bushfire risk.

Est. cost: Medium

Heatwave Management Plan

Near-term

Develop a heatwave management plan to protect vulnerable populations, including establishing cooling centers and providing public health advice.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community workshops and distribute educational materials to raise awareness about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 9 May 2026

Explore Tumblong Risk Reports

Frequently Asked Questions

Is Tumblong at risk of flooding?

Based on available data, Tumblong has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tumblong?

Insurance costs for flood cover in Tumblong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tumblong?

Yes, flood risk can affect property values in Tumblong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tumblong?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tumblong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tumblong is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Tumblong in high-risk zones for bushfire, with a further 65.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tumblong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumblong, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections