📮 Tuncurry postcode: 2428

Is Tuncurry, NSW Climate Safe? 2026 Assessment

Tuncurry, New South Wales· MidCoast· 2428
Moderate climate risk — address-specificUpdated 8 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Tuncurry faces a notable risk of flooding due to its low-lying coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.
Bushfire
Bushfire risk in Tuncurry is moderate, with some areas bordering bushland. Hot, dry conditions during summer increase the potential for bushfires.
Heat
Tuncurry experiences increasing heatwave intensity and frequency. High humidity can exacerbate the effects of heat, posing risks to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2428
Highest high-risk exposure
11.1% of land (bushfire)

Climate Safety Analysis

Tuncurry in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tuncurry's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tuncurry is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tuncurry including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tuncurry (postcode 2428) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.1% of land in high-risk zones), riverine flood (6.8% of land in high-risk zones), surface flood (5.7% of land in high-risk zones). Exposure is not uniform across Tuncurry — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/map
Nearest WaterwayWallis Lake
Flood ZoneYes
Avg January Max29 °C

Historical Events

2022
Moderate

Heavy rainfall caused widespread flooding in Tuncurry, inundating homes and businesses.

2020
Moderate

Bushfires impacted areas near Tuncurry, leading to evacuations and property damage.

2019
Moderate

Record-breaking temperatures were recorded in Tuncurry during a prolonged heatwave.

2013
Moderate

A severe storm caused significant damage to infrastructure and homes in Tuncurry.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in improved drainage systems and levees to protect low-lying areas from flooding.

Est. cost: High

Implement Coastal Management Plans

Immediate

Develop and implement strategies to manage coastal erosion and protect vulnerable infrastructure.

Est. cost: High

Develop a Heat Action Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen Bushfire Preparedness

Long-term

Implement bushfire mitigation measures, such as clearing vegetation around homes and developing evacuation plans.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Tuncurry Risk Reports

Frequently Asked Questions

Is Tuncurry safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tuncurry has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tuncurry?

The dominant hazard for Tuncurry depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tuncurry compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Tuncurry?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tuncurry?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tuncurry.

What share of Tuncurry is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.1% of Tuncurry in high-risk zones for bushfire, with a further 74.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tuncurry Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tuncurry, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections