๐Ÿ“ฎ Tuncurry postcode: 2428

Flood Risk in Tuncurry, NSW: 2026 Assessment

Tuncurry, New South Walesยท MidCoastยท 2428
Tuncurry faces a notable risk of flooding due to its low-lying coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.Updated 8 May 2026

Flood Risk Score

7.0/10

Tuncurry faces a notable risk of flooding due to its low-lying coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.

Key Facts

Flood Risk
Tuncurry faces a notable risk of flooding due to its low-lying coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.
Trend
increasing
Suburb
Tuncurry, NSW
Overall Risk
Medium
Postcode
2428
Highest high-risk exposure
11.1% of land (bushfire)

Flood Risk Analysis

Tuncurry, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several areas in Tuncurry have a history of inundation during heavy rainfall events. The council maintains flood maps and provides guidance on flood preparedness.

Tuncurry faces a notable risk of flooding due to its low-lying coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tuncurry sits within ClimateNest's suburb-level hazard model for flood risk. 6.8% of the suburb's land area is mapped in high-risk flood zones and 78.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tuncurry.

Tuncurry (postcode 2428) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.1% of land in high-risk zones), riverine flood (6.8% of land in high-risk zones), surface flood (5.7% of land in high-risk zones). Exposure is not uniform across Tuncurry โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWallis Lake
Elevation Range0-10m
Flood Zone ClassificationYes

Historical Events

2022
Moderate

Heavy rainfall caused widespread flooding in Tuncurry, inundating homes and businesses.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in improved drainage systems and levees to protect low-lying areas from flooding.

Est. cost: High

Implement Coastal Management Plans

Immediate

Develop and implement strategies to manage coastal erosion and protect vulnerable infrastructure.

Est. cost: High

Develop a Heat Action Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen Bushfire Preparedness

Long-term

Implement bushfire mitigation measures, such as clearing vegetation around homes and developing evacuation plans.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Tuncurry Risk Reports

Frequently Asked Questions

Is Tuncurry at risk of flooding?

Based on available data, Tuncurry has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tuncurry?

Insurance costs for flood cover in Tuncurry depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tuncurry?

Yes, flood risk can affect property values in Tuncurry. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tuncurry?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tuncurry typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tuncurry is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.1% of Tuncurry in high-risk zones for bushfire, with a further 74.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tuncurry Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tuncurry, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections