๐Ÿ“ฎ Turners Flat postcode: 2429

Flood Risk in Turners Flat, NSW: 2026 Assessment

Turners Flat, New South Walesยท Mid-Coastยท 2429
Turners Flat is located near the Manning River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate low-lying areas and disrupt infrastructure.Updated 18 May 2026

Flood Risk Score

6.5/10

Turners Flat is located near the Manning River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate low-lying areas and disrupt infrastructure.

Key Facts

Flood Risk
Turners Flat is located near the Manning River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate low-lying areas and disrupt infrastructure.
Trend
increasing
Suburb
Turners Flat, NSW
Overall Risk
Medium
Postcode
2440
Highest high-risk exposure
10% of land (bushfire)

Flood Risk Analysis

Turners Flat, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood records indicate that Turners Flat has experienced several significant flood events in the past. The council has implemented flood mitigation measures, but the risk remains.

Turners Flat is located near the Manning River and its tributaries, making it susceptible to flooding. Riverine flooding can inundate low-lying areas and disrupt infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Turners Flat sits within ClimateNest's suburb-level hazard model for flood risk. 6.4% of the suburb's land area is mapped in high-risk flood zones and 71.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Turners Flat.

Turners Flat (postcode 2440) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10% of land in high-risk zones), surface flood (7.1% of land in high-risk zones), riverine flood (6.4% of land in high-risk zones). Exposure is not uniform across Turners Flat โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range10-30 meters
Flood Zone ClassificationAreas adjacent to the Manning River are designated as flood zones.

Historical Events

2020
Moderate

Heavy rainfall caused the Manning River to flood, impacting Turners Flat and surrounding areas.

2013
Moderate

The Manning River flooded, inundating low-lying areas of Turners Flat and causing property damage.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Develop a heatwave response plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, such as providing cooling centers and outreach services.

Est. cost: Medium

Reduce bushfire risk

Near-term

Implement measures to reduce bushfire risk, such as clearing vegetation around homes and conducting controlled burns.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 18 May 2026

Explore Turners Flat Risk Reports

Frequently Asked Questions

Is Turners Flat at risk of flooding?

Based on available data, Turners Flat has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Turners Flat?

Insurance costs for flood cover in Turners Flat depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Turners Flat?

Yes, flood risk can affect property values in Turners Flat. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Turners Flat?

Elevation is a critical factor in flood risk. Properties at higher elevations within Turners Flat typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Turners Flat is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10% of Turners Flat in high-risk zones for bushfire, with a further 60.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Turners Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Turners Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections