Flood Risk in Tuross, NSW: 2026 Assessment

Tuross, New South Wales· UNKNOWN
Tuross is located near the Tuross River and Coila Lake, making it susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.Updated 5 May 2026

Flood Risk Score

6.0/10

Tuross is located near the Tuross River and Coila Lake, making it susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Tuross is located near the Tuross River and Coila Lake, making it susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Tuross, NSW
Overall Risk
Medium
Postcode
2630
Highest high-risk exposure
10.5% of land (bushfire)

Flood Risk Analysis

Tuross, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the river and lake.

Tuross is located near the Tuross River and Coila Lake, making it susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tuross sits within ClimateNest's suburb-level hazard model for flood risk. 10% of the suburb's land area is mapped in high-risk flood zones and 65.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tuross.

Tuross (postcode 2630) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.5% of land in high-risk zones), riverine flood (10% of land in high-risk zones), surface flood (6.7% of land in high-risk zones). Exposure is not uniform across Tuross — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTuross River, Coila Lake
Elevation Range0-20 meters
Flood Zone ClassificationAreas adjacent to the Tuross River and Coila Lake are prone to flooding.

Historical Events

2020
Moderate

Flooding occurred in the Tuross River catchment following heavy rainfall.

2016
Moderate

Heavy rainfall caused flooding in low-lying areas of Tuross, affecting homes and businesses.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in infrastructure to protect properties from flooding, such as levees and drainage improvements.

Est. cost: High

Implement bushfire management strategies

Immediate

Reduce fuel loads and improve firebreaks to protect properties from bushfires.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Implement coastal protection measures

Long-term

Protect coastal properties from sea level rise and erosion through seawalls and beach nourishment.

Est. cost: Very High

Improve community awareness and education

Immediate

Provide residents with information about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 5 May 2026

Explore Tuross Risk Reports

Frequently Asked Questions

Is Tuross at risk of flooding?

Based on available data, Tuross has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tuross?

Insurance costs for flood cover in Tuross depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tuross?

Yes, flood risk can affect property values in Tuross. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tuross?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tuross typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tuross is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Tuross in high-risk zones for bushfire, with a further 61.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tuross Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tuross, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections