๐Ÿ“ฎ Tyalgum postcode: 2484

Flood Risk in Tyalgum, NSW: 2026 Assessment

Tyalgum, New South Walesยท Tweedยท 2484
Tyalgum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.Updated 28 May 2026

Flood Risk Score

6.5/10

Tyalgum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Key Facts

Flood Risk
Tyalgum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Trend
increasing
Suburb
Tyalgum, NSW
Overall Risk
Medium
Postcode
2484
Highest high-risk exposure
14% of land (bushfire)

Flood Risk Analysis

Tyalgum, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tweed River can cause significant flooding in Tyalgum during heavy rainfall events.

Tyalgum faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tyalgum sits within ClimateNest's suburb-level hazard model for flood risk. 7.7% of the suburb's land area is mapped in high-risk flood zones and 64.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tyalgum.

Tyalgum (postcode 2484) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14% of land in high-risk zones), riverine flood (7.7% of land in high-risk zones), surface flood (6.8% of land in high-risk zones). Exposure is not uniform across Tyalgum โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTweed River
Elevation Range50-100m
Flood Zone ClassificationYes

Historical Events

2022
Moderate

Significant flooding occurred in the Tweed Valley, impacting Tyalgum.

2017
Minor

Minor flooding occurred in Tyalgum due to heavy rainfall.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire management strategies, including fuel reduction and community education programs.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Sustainable Land Management

Long-term

Promote sustainable land management practices to reduce erosion and improve water quality.

Est. cost: Medium

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 28 May 2026

Explore Tyalgum Risk Reports

Frequently Asked Questions

Is Tyalgum at risk of flooding?

Based on available data, Tyalgum has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tyalgum?

Insurance costs for flood cover in Tyalgum depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tyalgum?

Yes, flood risk can affect property values in Tyalgum. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tyalgum?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tyalgum typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tyalgum is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14% of Tyalgum in high-risk zones for bushfire, with a further 69.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tyalgum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tyalgum, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections