๐Ÿ“ฎ Ulmarra postcode: 2462

Flood Risk in Ulmarra, NSW: 2026 Assessment

Ulmarra, New South Walesยท Clarence Valleyยท 2462
Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.Updated 3 May 2026

Flood Risk Score

6.8/10

Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

Key Facts

Flood Risk
Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.
Trend
increasing
Suburb
Ulmarra, NSW
Overall Risk
Medium
Postcode
2462
Highest high-risk exposure
13.8% of land (surface flood)

Flood Risk Analysis

Ulmarra, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Ulmarra has a history of flooding, with several major flood events recorded. The Clarence River is prone to rapid rises in water levels during heavy rainfall.

Ulmarra is located on the Clarence River floodplain, making it susceptible to flooding. Riverine flooding can inundate properties and disrupt infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Ulmarra sits within ClimateNest's suburb-level hazard model for flood risk. 9.4% of the suburb's land area is mapped in high-risk flood zones and 83.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ulmarra.

Ulmarra (postcode 2462) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (13.8% of land in high-risk zones), bushfire (9.9% of land in high-risk zones), riverine flood (9.4% of land in high-risk zones). Exposure is not uniform across Ulmarra โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayClarence River
Elevation Range5-10 meters
Flood Zone ClassificationYes

Historical Events

2017
Major

Major flooding along the Clarence River impacted Ulmarra, causing significant damage to property and infrastructure.

2013
Moderate

The Clarence River experienced moderate flooding, inundating low-lying areas of Ulmarra.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in levees, drainage systems, and other infrastructure to reduce the impact of flooding.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce bushfire risk, such as hazard reduction burns and community education programs.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Ensure that critical infrastructure, such as power and water supplies, is resilient to climate change impacts.

Est. cost: High

Improve Emergency Response

Immediate

Strengthen emergency response capabilities to effectively manage climate-related disasters.

Est. cost: Medium

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 3 May 2026

Explore Ulmarra Risk Reports

Frequently Asked Questions

Is Ulmarra at risk of flooding?

Based on available data, Ulmarra has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ulmarra?

Insurance costs for flood cover in Ulmarra depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ulmarra?

Yes, flood risk can affect property values in Ulmarra. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ulmarra?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ulmarra typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Ulmarra is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 13.8% of Ulmarra in high-risk zones for surface flood, with a further 79.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Ulmarra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ulmarra, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections