Bushfire Risk in Upper Bingara, NSW: 2026 Assessment

Upper Bingara, New South Wales· Gwydir Shire Council
Bushfire risk in Upper Bingara is moderate due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 31 May 2026

Bushfire Risk Score

4.0/10

Bushfire risk in Upper Bingara is moderate due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Bushfire risk in Upper Bingara is moderate due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Upper Bingara, NSW
Overall Risk
Medium
Postcode
2404
Highest high-risk exposure
21.8% of land (bushfire)

Bushfire Risk Analysis

Upper Bingara, New South Wales, has a bushfire risk in upper bingara is moderate due to surrounding bushland. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Upper Bingara, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Upper Bingara including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Upper Bingara sits within ClimateNest's suburb-level hazard model for bushfire risk. 21.8% of the suburb's land area is mapped in high-risk bushfire zones and 60.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Bingara.

Upper Bingara (postcode 2404) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (21.8% of land in high-risk zones), riverine flood (7.6% of land in high-risk zones), extreme wind (7.1% of land in high-risk zones). Exposure is not uniform across Upper Bingara — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas.
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region caused smoky conditions and elevated fire danger in Upper Bingara.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address the impacts of drought and reduced rainfall.

Est. cost: Low

Council & Emergency Services

Gwydir Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Upper Bingara Risk Reports

Frequently Asked Questions

Is Upper Bingara in a bushfire prone area?

Parts of Upper Bingara may be designated as bushfire prone land. Based on available data, Upper Bingara has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Upper Bingara?

BAL ratings in Upper Bingara depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Upper Bingara?

Yes, properties in bushfire-prone parts of Upper Bingara may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Upper Bingara?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Upper Bingara is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.8% of Upper Bingara in high-risk zones for bushfire, with a further 60.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Bingara Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Bingara, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections