Flood Risk in Upper Coopers Creek, NSW: 2026 Assessment

Upper Coopers Creek, New South Wales· UNKNOWN
Upper Coopers Creek is at high risk of flooding due to its location in a valley and proximity to Coopers Creek. Heavy rainfall events can cause the creek to overflow, inundating low-lying areas.Updated 2 May 2026

Flood Risk Score

8.5/10

Upper Coopers Creek is at high risk of flooding due to its location in a valley and proximity to Coopers Creek. Heavy rainfall events can cause the creek to overflow, inundating low-lying areas.

Key Facts

Flood Risk
Upper Coopers Creek is at high risk of flooding due to its location in a valley and proximity to Coopers Creek. Heavy rainfall events can cause the creek to overflow, inundating low-lying areas.
Trend
increasing
Suburb
Upper Coopers Creek, NSW
Overall Risk
High
Postcode
2482
Highest high-risk exposure
11.2% of land (bushfire)

Flood Risk Analysis

Upper Coopers Creek, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area has experienced several major flood events in the past, highlighting its vulnerability.

Upper Coopers Creek is at high risk of flooding due to its location in a valley and proximity to Coopers Creek. Heavy rainfall events can cause the creek to overflow, inundating low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Coopers Creek sits within ClimateNest's suburb-level hazard model for flood risk. 4.4% of the suburb's land area is mapped in high-risk flood zones and 77.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Coopers Creek.

Upper Coopers Creek (postcode 2482) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.2% of land in high-risk zones), surface flood (6.4% of land in high-risk zones), riverine flood (4.4% of land in high-risk zones). Exposure is not uniform across Upper Coopers Creek — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCoopers Creek
Elevation Range100-200m
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding impacted the region, causing widespread damage and displacement.

2017
Moderate

Heavy rainfall caused flooding in low-lying areas.

Adaptation & Mitigation Actions

Improve flood defenses

Immediate

Construct levees and drainage systems to protect properties from flooding.

Est. cost: High

Reduce bushfire risk

Near-term

Implement vegetation management programs and improve building codes to reduce the risk of bushfires.

Est. cost: Medium

Develop a heatwave plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the impact of droughts.

Est. cost: Low

Council & Emergency Services

Lismore City Council
Emergency Services

Data last updated: 2 May 2026

Explore Upper Coopers Creek Risk Reports

Frequently Asked Questions

Is Upper Coopers Creek at risk of flooding?

Based on available data, Upper Coopers Creek has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Coopers Creek?

Insurance costs for flood cover in Upper Coopers Creek depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Coopers Creek?

Yes, flood risk can affect property values in Upper Coopers Creek. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Coopers Creek?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Coopers Creek typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Coopers Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.2% of Upper Coopers Creek in high-risk zones for bushfire, with a further 80.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Coopers Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Coopers Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections