Bushfire Risk in Upper Fine Flower, NSW: 2026 Assessment

Upper Fine Flower, New South Wales· UNKNOWN
The area around Upper Fine Flower has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions exacerbate this risk, particularly during the summer months. Climate change is projected to increase the frequency and intensity of bushfires.Updated 4 May 2026

Bushfire Risk Score

4.2/10

The area around Upper Fine Flower has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions exacerbate this risk, particularly during the summer months. Climate change is projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area around Upper Fine Flower has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions exacerbate this risk, particularly during the summer months. Climate change is projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Upper Fine Flower, NSW
Overall Risk
Medium
Postcode
2460
Highest high-risk exposure
13.3% of land (bushfire)

Bushfire Risk Analysis

Upper Fine Flower, New South Wales, has a the area around upper fine flower has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions exacerbate this risk, particularly during the summer months. climate change is projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Western edge of the suburb borders dense bushland.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Upper Fine Flower, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Upper Fine Flower including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Upper Fine Flower sits within ClimateNest's suburb-level hazard model for bushfire risk. 13.3% of the suburb's land area is mapped in high-risk bushfire zones and 71.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Fine Flower.

Upper Fine Flower (postcode 2460) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.3% of land in high-risk zones), riverine flood (9.4% of land in high-risk zones), surface flood (6.9% of land in high-risk zones). Exposure is not uniform across Upper Fine Flower — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bushfire Prone Land
Bushfire Prone AreaYes

Historical Events

2013
Minor

A bushfire near the suburb's western edge threatened properties but was contained by fire services.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties from increasing flood risk.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community bushfire preparedness programs and assist residents with property maintenance to reduce fuel loads.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Water Conservation Measures

Long-term

Promote water conservation measures to address potential water shortages during prolonged droughts.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 4 May 2026

Explore Upper Fine Flower Risk Reports

Frequently Asked Questions

Is Upper Fine Flower in a bushfire prone area?

Parts of Upper Fine Flower may be designated as bushfire prone land. Based on available data, Upper Fine Flower has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Upper Fine Flower?

BAL ratings in Upper Fine Flower depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Upper Fine Flower?

Yes, properties in bushfire-prone parts of Upper Fine Flower may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Upper Fine Flower?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Upper Fine Flower is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.3% of Upper Fine Flower in high-risk zones for bushfire, with a further 71.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Fine Flower Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Fine Flower, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections