Storm Risk in Upper Growee, NSW: 2026 Assessment
Storm Risk Score
5.5/10Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Key Facts
- Storm Risk
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Trend
- stable
- Suburb
- Upper Growee, NSW
- Overall Risk
- High
- Postcode
- 2849
- Highest high-risk exposure
- 9% of land (riverine flood)
Storm Risk Analysis
Upper Growee, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Upper Growee.
Severe thunderstorms affecting Upper Growee can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.
CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Upper Growee property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.
ClimateNest provides address-level storm risk reports for Upper Growee including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.
Upper Growee sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 71.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Growee.
Upper Growee (postcode 2849) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (9% of land in high-risk zones), bushfire (5.1% of land in high-risk zones), surface flood (5% of land in high-risk zones). Exposure is not uniform across Upper Growee — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Adaptation & Mitigation Actions
Develop a Bushfire Survival Plan
ImmediateCreate a detailed plan for evacuating your property in the event of a bushfire. Ensure all family members are aware of the plan and practice it regularly.
Est. cost: Low
Improve Home Cooling
Near-termInstall air conditioning or fans to help keep your home cool during heatwaves. Consider energy-efficient options to reduce electricity consumption.
Est. cost: Medium
Upgrade Drainage Systems
Near-termEnsure that drainage systems around your property are adequate to handle heavy rainfall. Clear gutters and downpipes regularly to prevent blockages.
Est. cost: Medium
Strengthen Community Resilience
Long-termParticipate in community initiatives to prepare for and respond to climate-related disasters. Support local organizations that provide assistance to vulnerable populations.
Est. cost: Low
Council & Emergency Services
Explore Upper Growee Risk Reports
View other climate risk assessments for Upper Growee:
Frequently Asked Questions
Is Upper Growee prone to hailstorms?
Hail risk in Upper Growee depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.
What wind rating applies to buildings in Upper Growee?
Under AS/NZS 1170.2, properties in Upper Growee are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.
Does storm risk affect insurance premiums in Upper Growee?
Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.
What storm mitigation measures should Upper Growee property owners consider?
Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.
What share of Upper Growee is exposed to high riverine flood risk?
ClimateNest's hazard overlay maps 9% of Upper Growee in high-risk zones for riverine flood, with a further 75.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Upper Growee Safe from Climate Risk?
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections