Flood Risk in Upper Lansdowne, NSW: 2026 Assessment

Upper Lansdowne, New South Wales· UNKNOWN
Upper Lansdowne faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.Updated 8 May 2026

Flood Risk Score

6.5/10

Upper Lansdowne faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Key Facts

Flood Risk
Upper Lansdowne faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Trend
increasing
Suburb
Upper Lansdowne, NSW
Overall Risk
Medium
Postcode
2430
Highest high-risk exposure
14.1% of land (bushfire)

Flood Risk Analysis

Upper Lansdowne, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates past events have impacted low-lying areas near the river.

Upper Lansdowne faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Lansdowne sits within ClimateNest's suburb-level hazard model for flood risk. 7.1% of the suburb's land area is mapped in high-risk flood zones and 68% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Lansdowne.

Upper Lansdowne (postcode 2430) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.1% of land in high-risk zones), surface flood (7.6% of land in high-risk zones), riverine flood (7.1% of land in high-risk zones). Exposure is not uniform across Upper Lansdowne — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLansdowne River
Elevation Range50-100m
Flood Zone ClassificationPotentially affected

Historical Events

2020
Moderate

Heavy rainfall led to flash flooding in parts of Upper Lansdowne.

2013
Moderate

Significant flooding impacted the Lansdowne River, affecting low-lying properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Resilience Building

Long-term

Promote community-based initiatives to enhance resilience to climate change impacts.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Upper Lansdowne Risk Reports

Frequently Asked Questions

Is Upper Lansdowne at risk of flooding?

Based on available data, Upper Lansdowne has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Lansdowne?

Insurance costs for flood cover in Upper Lansdowne depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Lansdowne?

Yes, flood risk can affect property values in Upper Lansdowne. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Lansdowne?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Lansdowne typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Lansdowne is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.1% of Upper Lansdowne in high-risk zones for bushfire, with a further 79.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Lansdowne Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Lansdowne, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections