📮 Upper Mangrove postcode: 2250

Is Upper Mangrove, NSW Climate Safe? 2026 Assessment

Upper Mangrove, New South Wales· UNKNOWN· 2250
Moderate climate risk — address-specificUpdated 7 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Upper Mangrove faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.
Bushfire
Upper Mangrove has a high bushfire risk due to its proximity to dense bushland. Hot, dry conditions and strong winds can exacerbate the risk.
Heat
Upper Mangrove experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2250
Highest high-risk exposure
9.9% of land (bushfire)

Climate Safety Analysis

Upper Mangrove in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Upper Mangrove's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Upper Mangrove is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Upper Mangrove including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Upper Mangrove (postcode 2250) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), riverine flood (7.8% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Upper Mangrove — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL OverlayRFS Bush Fire Prone Land
Nearest WaterwayHawkesbury River
Flood ZoneYes
Avg January Max30.5 °C

Historical Events

2022
Major

Severe flooding along the Hawkesbury River inundated properties and disrupted transportation.

2019
Major

The Black Summer bushfires had a significant impact on the region, with widespread smoke and property damage.

2017
Moderate

Heavy rainfall caused localized flooding in low-lying areas.

2013
Moderate

Bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation strategies, such as controlled burns and vegetation management.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Upper Mangrove Risk Reports

Frequently Asked Questions

Is Upper Mangrove safe from climate change?

No location in Australia is entirely immune to climate change impacts. Upper Mangrove has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Upper Mangrove?

The dominant hazard for Upper Mangrove depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Upper Mangrove compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Upper Mangrove?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Upper Mangrove?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Upper Mangrove.

What share of Upper Mangrove is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Upper Mangrove in high-risk zones for bushfire, with a further 73.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Mangrove Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Mangrove, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections