Bushfire Risk in Upper Tooloom, NSW: 2026 Assessment

Upper Tooloom, New South Wales· UNKNOWN
The bushfire risk in Upper Tooloom is moderate due to surrounding vegetation and dry conditions during certain times of the year. Changes in climate patterns may increase the frequency and intensity of bushfires.Updated 26 May 2026

Bushfire Risk Score

4.8/10

The bushfire risk in Upper Tooloom is moderate due to surrounding vegetation and dry conditions during certain times of the year. Changes in climate patterns may increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The bushfire risk in Upper Tooloom is moderate due to surrounding vegetation and dry conditions during certain times of the year. Changes in climate patterns may increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Upper Tooloom, NSW
Overall Risk
Medium
Postcode
2475
Highest high-risk exposure
21.8% of land (bushfire)

Bushfire Risk Analysis

Upper Tooloom, New South Wales, has a the bushfire risk in upper tooloom is moderate due to surrounding vegetation and dry conditions during certain times of the year. changes in climate patterns may increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring properties to adhere to specific building standards and vegetation management practices.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Upper Tooloom, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Upper Tooloom including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Upper Tooloom sits within ClimateNest's suburb-level hazard model for bushfire risk. 21.8% of the suburb's land area is mapped in high-risk bushfire zones and 52.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Tooloom.

Upper Tooloom (postcode 2475) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (21.8% of land in high-risk zones), riverine flood (9.4% of land in high-risk zones), surface flood (7.6% of land in high-risk zones). Exposure is not uniform across Upper Tooloom — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW RFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Major

The region experienced severe bushfires, with significant impacts on local communities and the environment.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to mitigate flood risks.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement vegetation management programs and improve building standards to reduce bushfire risks.

Est. cost: Medium

Develop Heat Action Plan

Near-term

Establish cooling centers and implement public awareness campaigns to mitigate heatwave impacts.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: Very High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 26 May 2026

Explore Upper Tooloom Risk Reports

Frequently Asked Questions

Is Upper Tooloom in a bushfire prone area?

Parts of Upper Tooloom may be designated as bushfire prone land. Based on available data, Upper Tooloom has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Upper Tooloom?

BAL ratings in Upper Tooloom depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Upper Tooloom?

Yes, properties in bushfire-prone parts of Upper Tooloom may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Upper Tooloom?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Upper Tooloom is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.8% of Upper Tooloom in high-risk zones for bushfire, with a further 52.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Tooloom Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Tooloom, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections