Bushfire Risk in Upper Wilsons Creek, NSW: 2026 Assessment

Upper Wilsons Creek, New South Wales· UNKNOWN
The area surrounding Upper Wilsons Creek has a high bushfire risk due to the presence of dense vegetation and eucalyptus forests. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.Updated 2 May 2026

Bushfire Risk Score

7.0/10

The area surrounding Upper Wilsons Creek has a high bushfire risk due to the presence of dense vegetation and eucalyptus forests. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.

Key Facts

Bushfire Risk
The area surrounding Upper Wilsons Creek has a high bushfire risk due to the presence of dense vegetation and eucalyptus forests. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.
Trend
increasing
Suburb
Upper Wilsons Creek, NSW
Overall Risk
High
Postcode
2482
Highest high-risk exposure
12.3% of land (surface flood)

Bushfire Risk Analysis

Upper Wilsons Creek, New South Wales, has a the area surrounding upper wilsons creek has a high bushfire risk due to the presence of dense vegetation and eucalyptus forests. hot, dry conditions and strong winds can exacerbate the risk of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone land, meaning that properties are subject to specific building regulations to reduce the risk of fire damage.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Upper Wilsons Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Upper Wilsons Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Upper Wilsons Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.1% of the suburb's land area is mapped in high-risk bushfire zones and 64.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Wilsons Creek.

Upper Wilsons Creek (postcode 2482) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.3% of land in high-risk zones), bushfire (6.1% of land in high-risk zones), riverine flood (5.1% of land in high-risk zones). Exposure is not uniform across Upper Wilsons Creek — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires burned through nearby bushland, threatening homes in Upper Wilsons Creek. Residents were advised to evacuate, and firefighters worked to contain the blaze.

Adaptation & Mitigation Actions

Improve flood warning systems

Immediate

Invest in more accurate and timely flood warning systems to allow residents to prepare for and evacuate from flood events.

Est. cost: Medium

Strengthen building codes

Near-term

Update building codes to require more resilient construction practices in flood-prone and bushfire-prone areas.

Est. cost: High

Create community evacuation plans

Immediate

Develop and implement community evacuation plans to ensure that residents can safely evacuate during flood and bushfire events.

Est. cost: Low

Restore riparian vegetation

Long-term

Restore riparian vegetation along creeks and rivers to reduce erosion and improve flood mitigation.

Est. cost: Medium

Bushfire hazard reduction

Near-term

Implement regular bushfire hazard reduction programs to reduce the amount of fuel available for bushfires.

Est. cost: Medium

Council & Emergency Services

Lismore City Council
Emergency Services

Data last updated: 2 May 2026

Explore Upper Wilsons Creek Risk Reports

Frequently Asked Questions

Is Upper Wilsons Creek in a bushfire prone area?

Parts of Upper Wilsons Creek may be designated as bushfire prone land. Based on available data, Upper Wilsons Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Upper Wilsons Creek?

BAL ratings in Upper Wilsons Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Upper Wilsons Creek?

Yes, properties in bushfire-prone parts of Upper Wilsons Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Upper Wilsons Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Upper Wilsons Creek is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.3% of Upper Wilsons Creek in high-risk zones for surface flood, with a further 58.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Wilsons Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Wilsons Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections