Climate Risk Assessment for Uralba, NSW

Uralba, New South Wales· 2477
Medium Risk
Updated Apr 2026

Uralba faces moderate risks from flooding and heatwaves, with bushfire risk also a concern. Climate change is expected to exacerbate these risks, particularly increasing the intensity of rainfall and the frequency of heatwaves. Residents should prepare for these changes.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
6.8
Coastal
1.0

Climate Hazard Breakdown for Uralba

increasing

Flood

65/100

Uralba faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

42/100

Uralba has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

68/100

Uralba is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
stable

Coastal

10/100

Uralba is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Uralba

Detailed Hazard Analysis

heat Risk

68/100

Uralba is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.3

2050

7.8

Data source

flood Risk

65/100

Uralba faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Uralba is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

42/100

Uralba has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate home cooling systems.
  • 4.Review insurance coverage for climate-related events.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Richmond River
Elevation Range
10-30 meters
Flood Zone
Partially within flood zone

Historical flood data indicates that Uralba has experienced flooding in the past, and future events are likely to be more severe.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The presence of eucalyptus forests increases the risk of bushfires spreading rapidly.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

Elderly residents are particularly vulnerable during heatwaves.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2017
floodModerate

Major flooding along the Richmond River impacted Uralba, causing property damage and displacement.

Source
2019
bushfireModerate

Bushfires in the Northern Rivers region caused significant smoke haze in Uralba and threatened nearby properties.

Source
2020
heatwaveModerate

Prolonged heatwave conditions in January led to increased hospital admissions and strain on infrastructure.

Source
2022
floodMajor

Record-breaking rainfall caused widespread flooding in the Northern Rivers region, including Uralba, resulting in significant damage and displacement.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire424.5(+0.3)4.7(+0.5)
heat687.5(+0.7)8.3(+1.5)
coastal101.01.0

By 2030, Uralba is projected to experience more frequent and intense flooding events due to increased rainfall. Heatwaves will also become more common, posing a greater risk to vulnerable populations. Bushfire risk will slightly increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Learn more

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation strategies, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Low

Learn more

Heatwave Preparedness Plan

Immediate

Develop a community heatwave preparedness plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Uralba's Climate Risk Profile

Uralba, located in New South Wales, is subject to several climate-related risks that are projected to intensify in the coming decades. The primary concerns are flooding, bushfires, and heatwaves. The suburb's proximity to waterways makes it vulnerable to increased rainfall intensity and potential flooding events.

Bushfire risk is also a significant factor, with surrounding vegetation posing a threat during drier and hotter periods. Climate change models suggest that these conditions will become more frequent, leading to a higher risk of bushfires impacting the community.

Heatwaves are another growing concern for Uralba. As temperatures rise, the suburb is expected to experience more frequent and intense heatwaves, which can have severe health impacts on vulnerable populations. It is crucial for residents to take proactive measures to mitigate these risks.

While coastal risks are minimal due to its inland location, the overall climate risk profile of Uralba necessitates careful planning and adaptation strategies to ensure the community's resilience in the face of a changing climate. These strategies should include improved infrastructure, community awareness programs, and individual preparedness measures.

Data sources: BOM · CSIRO · NSW RFS · Ballina Shire Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Uralba?

The main climate change risks for Uralba are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Uralba?

Properties in flood-prone areas may experience a decrease in value due to the increased risk of flooding.

What can I do to prepare for heatwaves in Uralba?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

What is the council doing to address climate change in Uralba?

The Ballina Shire Council is implementing various strategies to mitigate climate risks, including upgrading drainage infrastructure and developing community awareness programs.

Where can I find more information about flood risks in Uralba?

You can find more information about flood risks on the Ballina Shire Council website and the NSW State Emergency Service website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections