๐Ÿ“ฎ Urana postcode: 2645

Flood Risk in Urana, NSW: 2026 Assessment

Urana, New South Walesยท Federationยท 2645
Urana faces a moderate risk of flooding due to its flat terrain and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 22 May 2026

Flood Risk Score

6.5/10

Urana faces a moderate risk of flooding due to its flat terrain and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Urana faces a moderate risk of flooding due to its flat terrain and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Urana, NSW
Overall Risk
Medium
Postcode
2645
Highest high-risk exposure
12.2% of land (riverine flood)

Flood Risk Analysis

Urana, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council has information on flood risks and preparedness.

Urana faces a moderate risk of flooding due to its flat terrain and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Urana sits within ClimateNest's suburb-level hazard model for flood risk. 12.2% of the suburb's land area is mapped in high-risk flood zones and 66.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Urana.

Urana (postcode 2645) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (12.2% of land in high-risk zones), bushfire (8.7% of land in high-risk zones), extreme wind (5.1% of land in high-risk zones). Exposure is not uniform across Urana โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUrana Canal
Elevation Range140-150m
Flood Zone ClassificationAreas near the Urana Canal are susceptible to flooding.

Historical Events

2022
Moderate

Significant rainfall led to localized flooding in and around Urana, impacting agricultural lands and some residential areas.

2010
Moderate

Heavy rainfall caused flooding in Urana, impacting homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect homes and businesses from flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community bushfire preparedness programs and ensure residents have access to information and resources.

Est. cost: Low

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Community Education Programs

Near-term

Establish community education programs focused on climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Federation Council
Emergency Services

Data last updated: 22 May 2026

Explore Urana Risk Reports

Frequently Asked Questions

Is Urana at risk of flooding?

Based on available data, Urana has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Urana?

Insurance costs for flood cover in Urana depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Urana?

Yes, flood risk can affect property values in Urana. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Urana?

Elevation is a critical factor in flood risk. Properties at higher elevations within Urana typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Urana is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 12.2% of Urana in high-risk zones for riverine flood, with a further 66.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Urana Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Urana, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections