Flood Risk in Urawilkie, NSW: 2026 Assessment

Urawilkie, New South Wales· UNKNOWN
Urawilkie faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation during heavy rainfall events.Updated 5 May 2026

Flood Risk Score

6.5/10

Urawilkie faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation during heavy rainfall events.

Key Facts

Flood Risk
Urawilkie faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation during heavy rainfall events.
Trend
increasing
Suburb
Urawilkie, NSW
Overall Risk
High
Postcode
2829
Highest high-risk exposure
13.8% of land (bushfire)

Flood Risk Analysis

Urawilkie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council has identified several flood hotspots in the area.

Urawilkie faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential inundation during heavy rainfall events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Urawilkie sits within ClimateNest's suburb-level hazard model for flood risk. 4.5% of the suburb's land area is mapped in high-risk flood zones and 84% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Urawilkie.

Urawilkie (postcode 2829) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.8% of land in high-risk zones), surface flood (4.8% of land in high-risk zones), extreme wind (4.8% of land in high-risk zones). Exposure is not uniform across Urawilkie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVariable, with some low-lying areas
Flood Zone ClassificationAreas near creeks are prone to flooding

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in low-lying areas of Urawilkie, leading to road closures and property damage.

Adaptation & Mitigation Actions

Develop a bushfire management plan

Immediate

Create a plan for protecting your property from bushfires, including clearing vegetation, installing firebreaks, and having a water supply available.

Est. cost: Low

Improve home insulation

Near-term

Insulate your home to reduce heat gain during summer and heat loss during winter, reducing your reliance on air conditioning and heating.

Est. cost: Medium

Install rainwater tanks

Near-term

Collect rainwater for use in your garden and for flushing toilets, reducing your reliance on mains water and helping to conserve water resources.

Est. cost: Medium

Support local climate action initiatives

Long-term

Participate in local community groups and initiatives that are working to address climate change and build resilience to its impacts.

Est. cost: Low

Upgrade drainage infrastructure

Near-term

Advocate for upgrades to local drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 5 May 2026

Explore Urawilkie Risk Reports

Frequently Asked Questions

Is Urawilkie at risk of flooding?

Based on available data, Urawilkie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Urawilkie?

Insurance costs for flood cover in Urawilkie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Urawilkie?

Yes, flood risk can affect property values in Urawilkie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Urawilkie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Urawilkie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Urawilkie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.8% of Urawilkie in high-risk zones for bushfire, with a further 58% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Urawilkie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Urawilkie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections