Climate Risk in Urbenville, NSW

Urbenville, New South Wales· Kyogle· 2475
Medium Risk
Updated May 2026

Urbenville, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change. The town's inland location mitigates coastal risks, but proactive adaptation measures are essential to protect the community and its assets.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
7.0
Heat
4.5
Coastal
1.0

Climate Hazard Breakdown for Urbenville

increasing

Flood

65/100

Urbenville faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

70/100

The area surrounding Urbenville is bushfire-prone. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation
increasing

Heat

45/100

Urbenville experiences moderate heat. Climate change is projected to increase the number of extremely hot days, posing risks to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Urbenville is located inland and does not face any direct coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Urbenville

Detailed Hazard Analysis

heat Risk

45/100

Urbenville experiences moderate heat. Climate change is projected to increase the number of extremely hot days, posing risks to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect (minimal)

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

flood Risk

65/100

Urbenville faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Inadequate drainage

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Urbenville is located inland and does not face any direct coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

The area surrounding Urbenville is bushfire-prone. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Strong winds

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risks of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and mitigation measures.
  • 3.Consider energy efficiency and cooling options.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Clarence River
Elevation Range
300-350m
Flood Zone
Yes

Urbenville has experienced several flood events in the past, highlighting the need for improved flood management strategies.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area surrounding Urbenville is designated as bushfire-prone, requiring residents to take precautions during the fire season.

Heat Evidence

Avg January Max Temp
31°C
Heat Stress Days/Year
3 days

Urbenville experiences several days above 35°C each summer, increasing the risk of heat stress for vulnerable populations.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2011
floodModerate

Significant flooding occurred in Urbenville, causing damage to homes and infrastructure.

Source
2019
bushfireMajor

Bushfires impacted the region surrounding Urbenville, leading to evacuations and property damage.

Source
2020
heatwaveModerate

Urbenville experienced a prolonged heatwave with temperatures exceeding 40°C for several days.

Source
2022
floodModerate

Heavy rainfall caused flooding in Urbenville, affecting local businesses and residences.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat454.8(+0.3)5.2(+0.7)
coastal101.01.0

By 2030, Urbenville is projected to experience an increase in flood and bushfire risk due to more intense rainfall events and drier conditions. Heatwaves are also expected to become more frequent and severe.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in improved drainage systems and levees to protect against increased flood risk.

Est. cost: High

Learn more

Implement Bushfire Management

Immediate

Conduct regular hazard reduction burns and improve community awareness of bushfire safety.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water-saving measures to mitigate the impacts of drought and reduced rainfall.

Est. cost: Low

Learn more

About Urbenville's Climate Risk Profile

Urbenville is a small town in northern New South Wales, situated inland and surrounded by bushland. This location makes it particularly vulnerable to the impacts of climate change, especially increased bushfire risk and more intense rainfall events leading to flooding.

The primary climate-related risks for Urbenville include flooding from the Clarence River and its tributaries, as well as bushfires due to the surrounding vegetation. Rising temperatures will also exacerbate heatwave conditions, posing health risks to vulnerable residents.

While Urbenville is not directly exposed to coastal hazards, the broader region is experiencing the effects of climate change, which can indirectly impact the town through supply chain disruptions and population displacement from coastal areas.

Adaptation measures are crucial for Urbenville to mitigate these risks. These include improving flood defenses, implementing bushfire management strategies, and developing heatwave response plans. Community engagement and awareness are also essential for building resilience.

Data sources: BOM · CSIRO · NSW RFS · Kyogle Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Urbenville?

The main risks are increased flooding, more frequent and intense bushfires, and more severe heatwaves.

How will climate change affect property values in Urbenville?

Properties in flood-prone areas may experience a decrease in value, while insurance premiums are likely to increase.

What is the council doing to address climate change?

Kyogle Council is developing climate adaptation strategies and working to improve community resilience.

How can I prepare my home for bushfires?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan.

Where can I find information about flood risks in Urbenville?

You can find flood maps and information on the Kyogle Council website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Urbenville, NSW | ClimateNest