Flood Risk in Urliup, NSW: 2026 Assessment

Urliup, New South Wales· UNKNOWN
Urliup faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 28 May 2026

Flood Risk Score

6.5/10

Urliup faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Urliup faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Urliup, NSW
Overall Risk
Medium
Postcode
2484
Highest high-risk exposure
23.8% of land (bushfire)

Flood Risk Analysis

Urliup, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tweed River poses a significant flood risk to low-lying areas of Urliup.

Urliup faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Urliup sits within ClimateNest's suburb-level hazard model for flood risk. 2.1% of the suburb's land area is mapped in high-risk flood zones and 78.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Urliup.

Urliup (postcode 2484) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (23.8% of land in high-risk zones), surface flood (9% of land in high-risk zones), extreme wind (3.2% of land in high-risk zones). Exposure is not uniform across Urliup — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTweed River
Elevation Range5-20 meters
Flood Zone ClassificationPartially within flood zone

Historical Events

2022
Moderate

Heavy rainfall caused flooding in low-lying areas of Urliup.

Adaptation & Mitigation Actions

Develop a household emergency plan

Immediate

Create a plan that includes evacuation routes, emergency contacts, and essential supplies.

Est. cost: Low

Improve property drainage

Near-term

Install or upgrade drainage systems to reduce the risk of flooding.

Est. cost: Medium

Create a defensible space around your home

Near-term

Clear vegetation and remove flammable materials to reduce the risk of bushfire.

Est. cost: Low

Install energy-efficient cooling systems

Long-term

Reduce energy consumption and improve comfort during heatwaves.

Est. cost: Medium

Advocate for climate action

Long-term

Support policies and initiatives that reduce greenhouse gas emissions and promote climate resilience.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 28 May 2026

Explore Urliup Risk Reports

Frequently Asked Questions

Is Urliup at risk of flooding?

Based on available data, Urliup has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Urliup?

Insurance costs for flood cover in Urliup depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Urliup?

Yes, flood risk can affect property values in Urliup. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Urliup?

Elevation is a critical factor in flood risk. Properties at higher elevations within Urliup typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Urliup is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23.8% of Urliup in high-risk zones for bushfire, with a further 58.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Urliup Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Urliup, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections