📮 Warilla postcode: 2528

Is Warilla, NSW Climate Safe? 2026 Assessment

Warilla, New South Wales· Shellharbour· 2528
Moderate climate risk — address-specificUpdated 25 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Warilla faces a moderate risk of flooding due to its proximity to Lake Illawarra and low-lying areas. Intense rainfall events can lead to stormwater runoff and riverine flooding.
Bushfire
The risk of bushfire in Warilla is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can increase the likelihood of fire.
Heat
Warilla is likely to experience more frequent and intense heatwaves. High temperatures can pose a risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2528
Highest high-risk exposure
13.2% of land (bushfire)

Climate Safety Analysis

Warilla in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Warilla's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Warilla is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Warilla including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Warilla (postcode 2528) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.2% of land in high-risk zones), riverine flood (7.8% of land in high-risk zones), surface flood (6.3% of land in high-risk zones). Exposure is not uniform across Warilla — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Nearest WaterwayLake Illawarra
Flood ZoneYes
Avg January Max27.5 °C

Historical Events

2020
Minor

Coastal erosion impacted beaches near Warilla.

2019
Moderate

Prolonged heatwave conditions affected Warilla.

2017
Moderate

Severe storm caused damage to properties in Warilla.

2013
Minor

Bushfire near Warilla, posing a threat to properties.

2011
Moderate

Major flooding occurred in the Illawarra region, impacting Warilla.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement Bushfire Management Plans

Near-term

Develop and implement bushfire management plans to reduce the risk of fire damage.

Est. cost: Low

Protect Coastal Areas from Erosion

Long-term

Implement coastal protection measures to reduce the impact of sea level rise and coastal erosion.

Est. cost: High

Promote Energy Efficiency

Immediate

Encourage energy efficiency to reduce greenhouse gas emissions and mitigate climate change.

Est. cost: Low

Community Awareness Programs

Immediate

Educate residents about climate risks and preparedness measures.

Est. cost: Low

Council & Emergency Services

Shellharbour City Council
Emergency Services

Data last updated: 25 May 2026

Explore Warilla Risk Reports

Frequently Asked Questions

Is Warilla safe from climate change?

No location in Australia is entirely immune to climate change impacts. Warilla has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Warilla?

The dominant hazard for Warilla depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Warilla compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Warilla?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Warilla?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Warilla.

What share of Warilla is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.2% of Warilla in high-risk zones for bushfire, with a further 71.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Warilla Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Warilla, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections