Bushfire Risk in Wermatong, NSW: 2026 Assessment

Wermatong, New South Wales· UNKNOWN
Wermatong has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 27 May 2026

Bushfire Risk Score

8.0/10

Wermatong has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Wermatong has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Wermatong, NSW
Overall Risk
High
Postcode
2720
Highest high-risk exposure
14% of land (riverine flood)

Bushfire Risk Analysis

Wermatong, New South Wales, has a wermatong has a high bushfire risk due to its location near bushland. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western edge of Wermatong borders significant bushland, increasing bushfire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Wermatong, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Wermatong including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Wermatong sits within ClimateNest's suburb-level hazard model for bushfire risk. 5.5% of the suburb's land area is mapped in high-risk bushfire zones and 84.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Wermatong.

Wermatong (postcode 2720) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (14% of land in high-risk zones), extreme wind (5.7% of land in high-risk zones), bushfire (5.5% of land in high-risk zones). Exposure is not uniform across Wermatong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2013
Moderate

A bushfire near Wermatong caused property damage and required evacuations.

Adaptation & Mitigation Actions

Develop a bushfire survival plan

Immediate

Prepare a plan for evacuating your home in the event of a bushfire. Clear vegetation around your home and ensure you have adequate insurance coverage.

Est. cost: Low

Improve home cooling and insulation

Near-term

Install air conditioning or fans to stay cool during heatwaves. Insulate your home to reduce energy consumption and keep it cooler in summer.

Est. cost: Medium

Upgrade drainage infrastructure

Near-term

Advocate for improved drainage infrastructure to reduce the risk of flooding. Ensure your property has adequate drainage to prevent water damage.

Est. cost: High

Conserve water

Long-term

Implement water-saving measures in your home and garden to reduce water consumption during droughts.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 27 May 2026

Explore Wermatong Risk Reports

Frequently Asked Questions

Is Wermatong in a bushfire prone area?

Parts of Wermatong may be designated as bushfire prone land. Based on available data, Wermatong has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Wermatong?

BAL ratings in Wermatong depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Wermatong?

Yes, properties in bushfire-prone parts of Wermatong may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Wermatong?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Wermatong is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 14% of Wermatong in high-risk zones for riverine flood, with a further 72.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Wermatong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Wermatong, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections