Flood Risk in Wilsons Creek, NSW: 2026 Assessment

Wilsons Creek, New South Wales· UNKNOWN
Wilsons Creek is highly susceptible to flooding due to its location in a valley and proximity to Wilsons River. Intense rainfall events can cause the river to overflow, inundating low-lying areas and impacting properties.Updated 2 May 2026

Flood Risk Score

8.5/10

Wilsons Creek is highly susceptible to flooding due to its location in a valley and proximity to Wilsons River. Intense rainfall events can cause the river to overflow, inundating low-lying areas and impacting properties.

Key Facts

Flood Risk
Wilsons Creek is highly susceptible to flooding due to its location in a valley and proximity to Wilsons River. Intense rainfall events can cause the river to overflow, inundating low-lying areas and impacting properties.
Trend
increasing
Suburb
Wilsons Creek, NSW
Overall Risk
High
Postcode
2482
Highest high-risk exposure
11% of land (bushfire)

Flood Risk Analysis

Wilsons Creek, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates frequent inundation of low-lying areas near the river.

Wilsons Creek is highly susceptible to flooding due to its location in a valley and proximity to Wilsons River. Intense rainfall events can cause the river to overflow, inundating low-lying areas and impacting properties.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Wilsons Creek sits within ClimateNest's suburb-level hazard model for flood risk. 5.3% of the suburb's land area is mapped in high-risk flood zones and 73.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Wilsons Creek.

Wilsons Creek (postcode 2482) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11% of land in high-risk zones), riverine flood (5.3% of land in high-risk zones), surface flood (5% of land in high-risk zones). Exposure is not uniform across Wilsons Creek — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWilsons River
Elevation Range50-150 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding of Wilsons River caused widespread damage to homes and infrastructure.

2017
Moderate

Heavy rainfall led to localized flooding and road closures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement bushfire management strategies, including fuel reduction, community education, and improved fire response capabilities.

Est. cost: Medium

Develop a Heat Action Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers, public awareness campaigns, and outreach programs.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Council & Emergency Services

Byron Shire Council
Emergency Services

Data last updated: 2 May 2026

Explore Wilsons Creek Risk Reports

Frequently Asked Questions

Is Wilsons Creek at risk of flooding?

Based on available data, Wilsons Creek has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Wilsons Creek?

Insurance costs for flood cover in Wilsons Creek depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Wilsons Creek?

Yes, flood risk can affect property values in Wilsons Creek. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Wilsons Creek?

Elevation is a critical factor in flood risk. Properties at higher elevations within Wilsons Creek typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Wilsons Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11% of Wilsons Creek in high-risk zones for bushfire, with a further 65.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Wilsons Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Wilsons Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections