Is Windowie, NSW Climate Safe? 2026 Assessment

Windowie, New South Wales
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Windowie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.
Bushfire
Windowie has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Hot, dry summers exacerbate the risk.
Heat
Windowie is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations. Average temperatures are projected to rise.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2720
Highest high-risk exposure
8.4% of land (riverine flood)

Climate Safety Analysis

Windowie in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Windowie's climate safety include bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Windowie is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Windowie including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Windowie (postcode 2720) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (8.4% of land in high-risk zones), bushfire (7.5% of land in high-risk zones), surface flood (5.3% of land in high-risk zones). Exposure is not uniform across Windowie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas
BAL OverlayRFS bushfire prone area map available
Nearest WaterwayLocal creeks and drainage systems
Flood ZonePotentially affected areas near creeks
Avg January Max32 °C

Historical Events

2020
Major

Widespread bushfires impacted the region, causing significant smoke haze in Windowie.

2017
Moderate

A prolonged heatwave resulted in heat stress and health concerns for vulnerable residents.

2013
Moderate

A bushfire near Windowie threatened properties, requiring evacuations.

2011
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Windowie.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement bushfire management strategies

Immediate

Conduct regular fuel reduction burns and maintain firebreaks to reduce bushfire risk.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to mitigate the impacts of drought and water scarcity.

Est. cost: Low

Council & Emergency Services

Example Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Windowie Risk Reports

Frequently Asked Questions

Is Windowie safe from climate change?

No location in Australia is entirely immune to climate change impacts. Windowie has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Windowie?

The dominant hazard for Windowie depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Windowie compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Windowie?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Windowie?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Windowie.

What share of Windowie is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 8.4% of Windowie in high-risk zones for riverine flood, with a further 64.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Windowie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windowie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections