Is Windsor Downs, NSW Climate Safe? 2026 Assessment

Windsor Downs, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 3 Apr 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Windsor Downs faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Bushfire
Windsor Downs has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Heat
Windsor Downs experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2756
Highest high-risk exposure
12.2% of land (surface flood)

Climate Safety Analysis

Windsor Downs in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Windsor Downs's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Windsor Downs is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Windsor Downs including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Windsor Downs (postcode 2756) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (12.2% of land in high-risk zones), bushfire (10.9% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones). Exposure is not uniform across Windsor Downs — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayHawkesbury River
Flood ZoneSome areas are designated as flood zones.
Avg January Max31.5 °C

Historical Events

2019
Moderate

Prolonged heatwave conditions impacted Windsor Downs, with temperatures exceeding 40 degrees Celsius for several days.

2013
Minor

A small bushfire near Windsor Downs required RFS intervention.

2011
Moderate

Heavy rainfall caused flash flooding in some parts of Windsor Downs, leading to property damage.

2001
Moderate

Bushfires in the surrounding areas threatened Windsor Downs, requiring residents to be on alert.

1990
Moderate

The Hawkesbury River experienced moderate flooding, impacting low-lying areas of Windsor Downs.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Implement bushfire management strategies

Immediate

Conduct regular fuel reduction burns and maintain firebreaks to reduce the risk of bushfires spreading to residential areas.

Est. cost: Medium

Develop a community heatwave plan

Near-term

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during droughts and heatwaves.

Est. cost: Low

Raise community awareness

Near-term

Educate residents about climate change risks and adaptation measures through workshops and community events.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 3 April 2026

Explore Windsor Downs Risk Reports

Frequently Asked Questions

Is Windsor Downs safe from climate change?

No location in Australia is entirely immune to climate change impacts. Windsor Downs has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Windsor Downs?

The dominant hazard for Windsor Downs depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Windsor Downs compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Windsor Downs?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Windsor Downs?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Windsor Downs.

What share of Windsor Downs is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.2% of Windsor Downs in high-risk zones for surface flood, with a further 79.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Windsor Downs Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windsor Downs, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections