๐Ÿ“ฎ Windsor postcode: 2756

Flood Risk in Windsor, NSW: 2026 Assessment

Windsor, New South Walesยท Hawkesburyยท 2756
Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 1 Apr 2026

Flood Risk Score

8.5/10

Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Windsor, NSW
Overall Risk
High
Postcode
2756
Highest high-risk exposure
14.3% of land (bushfire)

Flood Risk Analysis

Windsor, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Windsor has a long history of flooding, with major events occurring in 1867, 1990, and 2021.

Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Windsor sits within ClimateNest's suburb-level hazard model for flood risk. 6% of the suburb's land area is mapped in high-risk flood zones and 65.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Windsor.

Windsor (postcode 2756) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.3% of land in high-risk zones), surface flood (10.2% of land in high-risk zones), riverine flood (6% of land in high-risk zones). Exposure is not uniform across Windsor โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range10-20 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding impacted Windsor and the Hawkesbury region, leading to evacuations and property damage.

2011
Moderate

Significant flooding occurred in the Hawkesbury-Nepean Valley, impacting Windsor.

1990
Major

A major flood in 1990 inundated large parts of Windsor and surrounding areas.

1867
Catastrophic

The Great Flood of 1867 caused widespread devastation in Windsor and the Hawkesbury region.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees and other infrastructure to protect Windsor from flooding.

Est. cost: High

Develop Heat Action Plan

Near-term

Implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Bushfire Mitigation

Immediate

Undertake regular bushfire mitigation activities, such as clearing vegetation around properties.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Community Education

Near-term

Educate the community about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 1 April 2026

Explore Windsor Risk Reports

Frequently Asked Questions

Is Windsor at risk of flooding?

Based on available data, Windsor has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Windsor?

Insurance costs for flood cover in Windsor depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Windsor?

Yes, flood risk can affect property values in Windsor. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Windsor?

Elevation is a critical factor in flood risk. Properties at higher elevations within Windsor typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Windsor is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.3% of Windsor in high-risk zones for bushfire, with a further 60.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Windsor Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windsor, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections