Climate Risk Profile: Windy, NSW

Windy, New South Wales
Medium Risk
Updated May 2026

Windy faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and bushfires. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.1
Coastal
1.5

Climate Hazard Breakdown for Windy

increasing

Flood

65/100

Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

42/100

Bushfire risk in Windy is moderate due to surrounding vegetation. Hot, dry conditions exacerbate the risk, particularly during summer months. Climate change is projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

71/100

Windy experiences a high risk of heatwaves and extreme heat events. Urban areas retain heat, leading to higher temperatures. Climate change is expected to increase the frequency and severity of heatwaves.

Key drivers:

  • ·Urban heat island effect
  • ·Climate change
stable

Coastal

15/100

Coastal risk is low in Windy due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Windy

Detailed Hazard Analysis

heat Risk

71/100

Windy experiences a high risk of heatwaves and extreme heat events. Urban areas retain heat, leading to higher temperatures. Climate change is expected to increase the frequency and severity of heatwaves.

Primary Drivers

  • ·Urban heat island effect
  • ·Climate change
  • ·Reduced vegetation cover

Projections (RCP8.5)

2030

7.6

2050

8.1

Data source

flood Risk

65/100

Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

15/100

Coastal risk is low in Windy due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.5

2050

1.5

Data source

bushfire Risk

42/100

Bushfire risk in Windy is moderate due to surrounding vegetation. Hot, dry conditions exacerbate the risk, particularly during summer months. Climate change is projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area maps.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider potential impacts of climate change on property value.
  • 4.Review insurance options and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local Creek
Elevation Range
100-120m
Flood Zone
Partially within flood zone

Some areas near the creek are prone to flash flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
500m
Planning Overlay
RFS Bushfire Prone Area Map
Bushfire Prone Area
Yes

Properties adjacent to bushland are at higher risk.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

Urban areas experience higher temperatures due to the heat island effect.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Heavy rainfall caused flash flooding in low-lying areas, affecting several homes and businesses.

Source
2013
bushfireMinor

A bushfire near Windy caused property damage and required evacuation of residents.

Source
2017
heatwaveModerate

A prolonged heatwave resulted in heat stress and health concerns for vulnerable populations.

Source
2020
stormMinor

A severe storm caused power outages and minor property damage in Windy.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood656.7(+0.2)6.9(+0.4)6.8(+0.3)7.1(+0.6)
bushfire424.3(+0.1)4.5(+0.3)4.4(+0.2)4.7(+0.5)
heat717.6(+0.5)8.1(+1.0)7.8(+0.7)8.6(+1.5)
coastal151.51.51.51.5

Under a moderate emissions scenario, Windy is projected to experience a slight increase in overall climate risk, with heatwaves posing the greatest threat.

CSIRO Climate Projections

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement bushfire management strategies

Near-term

Clear vegetation around properties and create firebreaks to reduce the risk of bushfire damage.

Est. cost: Low

Learn more

Increase urban green space

Long-term

Plant trees and create parks to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Promote water conservation

Near-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

About Windy's Climate Risk Profile

Windy is a suburb that faces a range of climate-related risks, primarily from flooding, bushfires, and heatwaves. The suburb's location and characteristics make it vulnerable to these hazards, and climate change is projected to worsen these risks in the coming decades.

Flooding is a moderate concern for Windy, with heavy rainfall events posing a significant threat. Urban development and inadequate drainage systems can exacerbate flooding, leading to property damage and disruption to daily life. Climate change is expected to increase the intensity of rainfall events, further increasing the risk of flooding.

Bushfire risk is also moderate in Windy, particularly during the dry summer months. Surrounding vegetation and hot, dry conditions create a favorable environment for bushfires to ignite and spread rapidly. Climate change is projected to increase the frequency and severity of bushfires, posing a greater threat to the suburb.

Heatwaves are a major concern for Windy, with the urban heat island effect contributing to higher temperatures. The lack of vegetation cover and abundance of concrete and asphalt surfaces trap heat, making the suburb particularly vulnerable to extreme heat events. Climate change is expected to increase the frequency and intensity of heatwaves, posing a significant risk to public health.

While coastal risks are low due to Windy's inland location, the suburb is still indirectly affected by climate change through its impact on the broader region. Residents should take steps to prepare for these risks and adapt to the changing climate.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Windy?

Windy faces moderate risks from flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks, particularly increasing the frequency and intensity of heatwaves and bushfires.

How will climate change affect property values in Windy?

Properties in high-risk areas may experience price reductions due to increased climate risks. Buyers should assess a property's vulnerability to climate hazards before purchasing.

What can I do to prepare for heatwaves in Windy?

Stay hydrated, seek shade, and avoid strenuous activity during heatwaves. Check on vulnerable neighbors and consider installing air conditioning or visiting a cooling center.

How can I protect my property from bushfires in Windy?

Clear vegetation around your property, create firebreaks, and have a bushfire survival plan in place. Stay informed about bushfire warnings and be prepared to evacuate if necessary.

What is the council doing to address climate change in Windy?

The council is developing a climate strategy to reduce greenhouse gas emissions and adapt to the impacts of climate change. This includes improving drainage infrastructure, increasing urban green space, and promoting water conservation.

Where can I find more information about flood risks in Windy?

You can find flood maps and information about flood risks on the council's website and the NSW State Emergency Service website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections