๐Ÿ“ฎ Wingham postcode: 2429

Flood Risk in Wingham, NSW: 2026 Assessment

Wingham, New South Walesยท MidCoast Councilยท 2429
Wingham faces a notable risk of flooding due to its proximity to the Manning River. Riverine flooding can inundate low-lying areas, impacting residential and commercial properties.Updated 8 Mar 2026

Flood Risk Score

7.0/10

Wingham faces a notable risk of flooding due to its proximity to the Manning River. Riverine flooding can inundate low-lying areas, impacting residential and commercial properties.

Key Facts

Flood Risk
Wingham faces a notable risk of flooding due to its proximity to the Manning River. Riverine flooding can inundate low-lying areas, impacting residential and commercial properties.
Trend
increasing
Suburb
Wingham, NSW
Overall Risk
Medium
Postcode
2429
Highest high-risk exposure
8.6% of land (bushfire)

Flood Risk Analysis

Wingham, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted Wingham, highlighting the need for effective flood management strategies.

Wingham faces a notable risk of flooding due to its proximity to the Manning River. Riverine flooding can inundate low-lying areas, impacting residential and commercial properties.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Wingham sits within ClimateNest's suburb-level hazard model for flood risk. 4.9% of the suburb's land area is mapped in high-risk flood zones and 72.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Wingham.

Wingham (postcode 2429) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.6% of land in high-risk zones), surface flood (6.8% of land in high-risk zones), riverine flood (4.9% of land in high-risk zones). Exposure is not uniform across Wingham โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range5-15 meters
Flood Zone ClassificationAreas adjacent to the Manning River are designated as flood zones.

Historical Events

2020
Moderate

Heavy rainfall caused the Manning River to flood, affecting some properties in Wingham.

2013
Moderate

The Manning River experienced moderate flooding, inundating low-lying areas of Wingham.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Invest in infrastructure to protect against flooding from the Manning River, such as levees and improved drainage systems.

Est. cost: High

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen bushfire preparedness

Near-term

Implement measures to reduce bushfire risk, such as hazard reduction burns and community education programs.

Est. cost: Medium

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to reduce the impact of droughts.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 March 2026

Explore Wingham Risk Reports

Frequently Asked Questions

Is Wingham at risk of flooding?

Based on available data, Wingham has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Wingham?

Insurance costs for flood cover in Wingham depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Wingham?

Yes, flood risk can affect property values in Wingham. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Wingham?

Elevation is a critical factor in flood risk. Properties at higher elevations within Wingham typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Wingham is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8.6% of Wingham in high-risk zones for bushfire, with a further 70.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Wingham Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Wingham, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections