๐Ÿ“ฎ Woomargama postcode: 2644

Flood Risk in Woomargama, NSW: 2026 Assessment

Woomargama, New South Walesยท Greater Hume Shireยท 2644
Woomargama faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is projected to increase slightly due to changing rainfall patterns.Updated 8 May 2026

Flood Risk Score

4.0/10

Woomargama faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is projected to increase slightly due to changing rainfall patterns.

Key Facts

Flood Risk
Woomargama faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is projected to increase slightly due to changing rainfall patterns.
Trend
increasing
Suburb
Woomargama, NSW
Overall Risk
Medium
Postcode
2644
Highest high-risk exposure
15.1% of land (bushfire)

Flood Risk Analysis

Woomargama, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates occasional inundation of properties near the creek during periods of heavy rainfall.

Woomargama faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is projected to increase slightly due to changing rainfall patterns.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Woomargama sits within ClimateNest's suburb-level hazard model for flood risk. 6.6% of the suburb's land area is mapped in high-risk flood zones and 79.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Woomargama.

Woomargama (postcode 2644) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.1% of land in high-risk zones), surface flood (7.4% of land in high-risk zones), riverine flood (6.6% of land in high-risk zones). Exposure is not uniform across Woomargama โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBillabong Creek
Elevation Range180-220m
Flood Zone ClassificationLow-lying areas near Billabong Creek

Historical Events

2023
Minor

Localized flooding occurred due to intense rainfall, affecting some roads and low-lying areas.

2012
Moderate

Heavy rainfall caused Billabong Creek to flood, impacting some properties in Woomargama.

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a detailed plan outlining evacuation routes, communication strategies, and property protection measures.

Est. cost: Low

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement a heatwave response plan

Immediate

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water and implement water-efficient practices to mitigate the impacts of drought.

Est. cost: Low

Support community education programs

Near-term

Raise awareness about climate change risks and adaptation strategies through workshops and educational materials.

Est. cost: Low

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Woomargama Risk Reports

Frequently Asked Questions

Is Woomargama at risk of flooding?

Based on available data, Woomargama has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Woomargama?

Insurance costs for flood cover in Woomargama depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Woomargama?

Yes, flood risk can affect property values in Woomargama. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Woomargama?

Elevation is a critical factor in flood risk. Properties at higher elevations within Woomargama typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Woomargama is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.1% of Woomargama in high-risk zones for bushfire, with a further 55.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Woomargama Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Woomargama, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections